439 Paula Vale Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 439 Paula Vale Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,652 sqft · built 1978
Lot Size	0.27 acres (11,774 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Nov 2018)
Tax Bill	$5,638 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2022 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`23S-32-0572`

Property Details

APN / Parcel Number

Primary APN	`23S-32-0572`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,652 sqft Living Area
Gross Area	3,092 sqft
1st Floor Area	1,064 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	11,774 sqft (0.27 acres)
Lot Dimensions	75 ft deep x 76 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	66 sqft
Patio Area	540 sqft
Balcony Area	38 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	439 PAULA VALE CT
City	BALLWIN
State	MO
Zip	63021-6366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	RIES MEADOWS 23S320044 2 4 77 LOT 33
Legal Subdivision	RIES MEADOWS
Legal Lot Number	33
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	2
Census Block	2011
Census Tract	217923

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	439 PAULA VALE CT, BALLWIN, MO 63021-6366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Aug 30, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
May 20, 2019	Deed of Trust, Mortgage GUILD MTG
Nov 2, 2018	Warranty Deed, Transfer GUILD MTG
Mar 22, 2017	Warranty Deed, Transfer · Line of Credit BUSINESS BK/ST LOUIS
Mar 14, 2017	Warranty Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO.
Feb 27, 2017	Warranty Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO.
Jan 19, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2018 · Amount on Record
Deed Sale	Nov 2, 2018 · Amount on Record
Prior Sale	Mar 22, 2017 · Amount on Record
Deed Document Number	2018344
Deed Book / Page	23266 / 1880
Prior Transfer Date	Jan 16, 2017
Prior Transfer Doc	02236201254
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	439 PAULA VALE CT, BALLWIN, MO 63021-6366
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 PAULA VALE CT, BALLWIN, MO 63021-6366

Mortgage

Document Number	2025120100224
Date	Dec 1, 2025
Instrument	2025120100224

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	439 PAULA VALE CT, BALLWIN, MO 63021-6366
Transaction Type	Mortgage
Record Updated	Dec 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 PAULA VALE CT, BALLWIN, MO 63021-6366

Mortgage

Document Number	2022083000121
Date	Aug 30, 2022
Instrument	2022083000121

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 7, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	439 PAULA VALE CT, BALLWIN, MO 63021-6366
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240680740
Date	May 29, 2020
Book Page	24068/740
Instrument	2020052900068

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	439 PAULA VALE CT, BALLWIN, MO 63021-6366
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 PAULA VALE CT, BALLWIN, MO 63021-6366

Mortgage

Document Number	0244965665
Date	Dec 11, 2020
Book Page	24496/5665
Instrument	2020121100151

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	439 PAULA VALE CT, BALLWIN, MO 63021-6366
Document Number	0235362999
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 4, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	439 PAULA VALE CT BALLWIN MO 630216366, BALLWIN, MO 63021-6366

Mortgage

Document Number	0235362999
Date	May 22, 2019
Book Page	023536/002999
Instrument	599

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 2, 2018
Property Address	439 PAULA VALE CT, BALLWIN, MO 63021-6366
Document Number	0232661880
Book / Page	023266 / 001880
Instrument Date	Nov 1, 2018
Instrument	344
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	439 PAULA VALE CT BALLWIN MO 630216366, BALLWIN, MO 63021-6366

Mortgage

Document Number	232661884
Date	Nov 2, 2018
Book Page	023266/001884
Instrument	345

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 22, 2017
Property Address	439 PAULA VALE CT, BALLWIN, MO 63021-6366
Document Number	0224483637
Book / Page	022448 / 003637
Instrument Date	Mar 20, 2017
Instrument	733
Transaction Type	Transfer
Record Updated	Jun 7, 2017
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14556 CHELLINGTON CT CHESTERFIELD MO 630172558, CHESTERFIELD, MO 63017-2558

Mortgage

Document Number	224483640
Date	Mar 22, 2017
Book Page	022448/003640
Instrument	734

Lender

Name	BUSINESS BK/ST LOUIS
Type	Bank
Address	CLAYTON, MO 63105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 14, 2017
Property Address	439 PAULA VALE CT, BALLWIN, MO 63021-6366
Document Number	0224362681
Book / Page	022436 / 002681
Instrument Date	Mar 10, 2017
Instrument	705
Transaction Type	Transfer
Record Updated	Jun 7, 2017
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	828 S SAPPINGTON RD ST LOUIS MO 631261003, ST LOUIS, MO 63126-1003

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 27, 2017
Property Address	439 PAULA VALE CT, BALLWIN, MO 63021-6366
Document Number	0224143821
Book / Page	022414 / 003821
Instrument Date	Feb 22, 2017
Instrument	695
Transaction Type	Transfer
Record Updated	Apr 14, 2017
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1750 S BRENTWOOD BLVD #600 ST LOUIS MO 631441342, 600, ST LOUIS, MO 63144-1342
Investor	Possibly a Property Investor

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MO
Recording Date	Jan 19, 2017
Property Address	439 PAULA VALE CT, BALLWIN, MO 63021-6366
Document Number	0223621252
Book / Page	022362 / 001252
Instrument Date	Jan 16, 2017
Instrument	330
Transaction Type	Transfer
Record Updated	Jan 25, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 PAULA CT

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,310 (-) Land $33,880 Building $48,430	$433,200 (-) Land $178,300 Building $254,900
2025	$5,638.00 (+8.59%)	$82,310 (+10.83%) Land $33,880 Building $48,430	$433,200 (+10.82%) Land $178,300 Building $254,900
2024	$5,192.00 (+0.08%)
2023	$5,188.00 (+12.37%)	$74,270 (+20.31%) Land $26,350 Building $47,920	$390,900 (+20.31%) Land $138,700 Building $252,200
2022	$4,617.00	$61,730 Land $22,590 Building $39,140
2021			$324,900 Land $118,900 Building $206,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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