435 Paula Vale Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 435 Paula Vale Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,308 sqft · built 1977
Lot Size	0.307 acres (13,373 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Nov 2021)
Tax Bill	$5,193 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23S-32-0561`

Property Details

APN / Parcel Number

Primary APN	`23S-32-0561`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,308 sqft Living Area
Gross Area	3,676 sqft
1st Floor Area	660 sqft
Basement Area	988 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	13,373 sqft (0.307 acres)
Lot Dimensions	78 ft deep x 153 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	276 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	435 PAULA VALE CT
City	BALLWIN
State	MO
Zip	63021-6366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	RIES MEADOWS 2 4 77 LOT 32
Legal Subdivision	RIES MEADOWS
Legal Lot Number	32
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	2
Census Block	2011
Census Tract	217923

Owner

435 Paula Vale Ct is owned and occupied by an individual who bought it in November 2021.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	435 PAULA VALE CT, BALLWIN, MO 63021-6366
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Aug 13, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 2, 2022	Beneficiary Deed, Transfer
Nov 16, 2021	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on File
Deed Sale	Nov 16, 2021 · Amount on File
Prior Sale	May 18, 2015 · Amount on File
Deed Document Number	20211060
Deed Book / Page	25226 / 1351
Prior Transfer Date	Sep 3, 2020
Prior Transfer Doc	0000000735
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	435 PAULA VALE CT, BALLWIN, MO 63021-6366
Transaction Type	Mortgage
Record Updated	May 4, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 PAULA VALE CT, BALLWIN, MO 63021-6366

Mortgage

Document Number	2023010600054
Date	Jan 6, 2023
Instrument	2023010600054

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	435 PAULA VALE CT, BALLWIN, MO 63021-6366
Transaction Type	Mortgage
Record Updated	Jun 29, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 PAULA VALE CT, BALLWIN, MO 63021-6366

Mortgage

Document Number	0242080092
Date	Aug 13, 2020
Book Page	24208/92
Instrument	2020081300212

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	299 Months
Due	Jul 1, 2045

March 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 2, 2022
Property Address	435 PAULA VALE CT, BALLWIN, MO 63021-6366
Document Number	0253840902
Book / Page	25384 / 902
Map Reference	MB 167 PG 57
Instrument Date	Feb 25, 2022
Instrument	2022030200140
Transaction Type	Transfer
Record Updated	Jun 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	435 PAULA VALE CT, BALLWIN, MO 63021-6366

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 16, 2021
Property Address	435 PAULA VALE CT, BALLWIN, MO 63021-6366
Document Number	0252261351
Book / Page	25226 / 1351
Map Reference	MB 167 PG 57
Instrument Date	Nov 5, 2021
Instrument	2021111601060
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2209 SENTIER DR, 2209, WILDWOOD, MO 63038-1379

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 PAULA VALE CT, BALLWIN, MO 63021-6366

Mortgage

Document Number	2021111601061
Date	Nov 16, 2021
Instrument	2021111601061

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 435 Paula Vale Ct was $5,193, up 7.5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,790 (-) Land $34,690 Building $41,100	$398,900 (-) Land $182,600 Building $216,300
2025	$5,193.00 (+7.47%)	$75,790 Land $34,690 Building $41,100	$398,900 Land $182,600 Building $216,300
2024	$4,832.00 (+0.06%)
2023	$4,829.00 (+16.53%)	$69,100 (+24.73%) Land $26,980 Building $42,120	$363,700 Land $142,000 Building $221,700
2022	$4,144.00	$55,400 Land $23,120 Building $32,280
2021			$291,600 Land $121,700 Building $169,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 435 Paula Vale Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Paula Vale Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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