Kane County property record for 439 Morgan St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,868 sqft · built 1915 |
| Lot Size | 0.169 acres (7,375 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,728 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-259-005 |
| Primary APN | 06-23-259-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 5 Stories |
| Building Area | 1,868 sqft Living Area |
| Gross Area | 3,113 sqft |
| Basement Area | 1,245 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Construction Type | Frame |
| Lot Area | 7,375 sqft (0.169 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 439 MORGAN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORGAN PARK ADDN LOT 10 BLOCK 4 |
| Legal Subdivision | MORGAN PARK ADDN |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 851600 |
439 Morgan St is owned and occupied by two individuals.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 439 MORGAN ST, ELGIN, IL 60123-7537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 439 Morgan St was $5,728 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,728.00 Homeowner's exemption | $83,086 (+8.57%) Land $15,540 Building $67,546 | $249,358 (+8.57%) Land $46,639 Building $202,719 |
| 2024 | $76,527 Land $14,313 Building $62,214 | $229,673 Land $42,956 Building $186,717 | |
| 2022 | $4,946.00 (+4.72%) Homeowner's exemption | $63,041 (+6.96%) Land $11,791 Building $51,250 | $189,123 (+6.96%) Land $35,373 Building $153,750 |
| 2021 | $4,723.00 Homeowner's exemption | $58,939 Land $11,024 Building $47,915 | $176,817 Land $33,072 Building $143,745 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 439 Morgan St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 439 Morgan St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile.
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