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429 Morgan St, Elgin, IL 60123 Property Records

Kane County property record for 429 Morgan St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,232 sqft · built 1968
Lot Size0.169 acres (7,375 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Oct 2008)
Tax Bill$6,600 (2025)
Deeds & MortgagesDec 2022 Transfer
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN06-23-259-007

Property Details

APN / Parcel Number

Primary APN06-23-259-007

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,232 sqft Living Area
Gross Area2,464 sqft
1st Floor Area1,232 sqft
Basement Area1,232 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch
Construction TypeFrame
Lot Area7,375 sqft (0.169 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address429 MORGAN ST
CityELGIN
StateIL
Zip60123-7537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORGAN PARK ADDN LOT 8 BLOCK 4
Legal SubdivisionMORGAN PARK ADDN
Legal Block4
Legal Lot Number8
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4012
Census Tract851600

Owner

429 Morgan St is owned by an individual who bought it in October 2008.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address705 DIANE AVE, ELGIN, IL 60123-2625
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2022Intrafamily Transfer, Transfer
ATTORNEY
Jun 17, 2019Deed of Trust, Mortgage · VA Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2008 · Amount on File
Deed SaleOct 2, 2008 · Amount on File
Prior SaleOct 2, 2008
Deed Document Number200876010
Prior Transfer DateMar 10, 2005
Prior Transfer Doc0000023838
Record UpdatedOct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateDec 16, 2022
Property Address429 MORGAN ST, ELGIN, IL 60123-7537
Document Number0000059132
Instrument DateNov 17, 2022
Instrument2022K059132
Transaction TypeTransfer
Record UpdatedDec 27, 2022
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 DIANE AVE, ELGIN, IL 60123-2625

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address429 MORGAN ST, ELGIN, IL 60123-7537
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025157
DateJun 17, 2019
Instrument2019K025157
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeVA Mortgage
AmountAmount on Record
Term130 Months
DueApr 1, 2030
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 429 Morgan St was $6,600.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,600.00$86,524 (+8.57%) Land $15,540 Building $70,984$259,676 (+8.57%) Land $46,639 Building $213,037
2024$79,694 Land $14,313 Building $65,381$239,178 Land $42,956 Building $196,221
2022$5,172.00 (+4.7%) Homeowner's exemption$65,650 (+6.96%) Land $11,791 Building $53,859$196,950 (+6.96%) Land $35,373 Building $161,577
2021$4,940.00 Homeowner's exemption$61,378 Land $11,024 Building $50,354$184,134 Land $33,072 Building $151,062

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 429 Morgan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 Morgan St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: T-Mobile.

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