Brevard County property record for 439 Montecito Dr, Satellite Beach, FL 32937
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,778 sqft · built 2006 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Dec 2020) |
| Tax Bill | $12,558 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-37-26-32-*-78 |
| Primary APN | 26-37-26-32-*-78 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,778 sqft Living Area |
| Gross Area | 3,738 sqft |
| 1st Floor Area | 1,734 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Width | 54 ft Width |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 420 sqft |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2629004 |
|---|---|
| Street Address | 439 MONTECITO DR |
| City | SATELLITE BEACH |
| State | FL |
| Zip | 32937-5707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | MONTECITO PHASE 1A LOT 78 |
| Legal Range | 37E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | MONTECITO PHASE 1A |
| Legal Lot Number | 78 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | INDIALANTIC-MELBOURNE BEACH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 66800 |
439 Montecito Dr is owned and occupied by two individuals who bought it in December 2020.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 439 MONTECITO DR, SATELLITE BEACH, FL 32937-5707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK |
| Jul 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2020 · Amount on File |
| Deed Sale | Dec 31, 2020 · Amount on File |
| Prior Sale | Jul 18, 2018 · Amount on File |
| Deed Document Number | 2020293890 |
| Deed Book / Page | 8969 / 604 |
| Prior Transfer Date | Oct 25, 2013 |
| Prior Transfer Doc | 0070001265 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Dec 31, 2020 |
| Property Address | 439 MONTECITO DR, SATELLITE BEACH, FL 32937-5707 |
| Document Number | 0089690604 |
| Book / Page | 8969 / 604 |
| Map Reference | MB 54 PG 40 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 2020293890 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | PRESTIGE TTL OF BREVARD LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 765 VENTURA DR, 765, MELBOURNE, FL 32937-5756 |
| Name | Verified Name |
|---|---|
| Address | 439 MONTECITO DR, SATELLITE BEACH, FL 32937-5707 |
| Document Number | 8969605 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 8969/605 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jul 18, 2018 |
| Property Address | 439 MONTECITO DR, SATELLITE BEACH, FL 32937-5707 |
| Document Number | 0082152954 |
| Book / Page | 8215 / 2954 |
| Map Reference | MB 54 PG 40 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 2018160758 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | AURORA TITLE & ESCROW OF BRE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 118 N OSCEOLA DR, 118, INDIAN HARBOUR BEACH, FL 32937-4151 |
| Name | Verified Name |
|---|---|
| Address | 439 ONTECITO DR, SATELLITE BEACH, FL 32937 |
| Document Number | 2018160759 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 2018160759 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 439 Montecito Dr was $12,558 with a homeowner's exemption, up 20.4% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Satellite Beach City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $457,600 (+2.7%) | $562,480 (-0.79%) | |
| 2025 | $12,558.00 (+20.4%) Homeowner's exemption | $445,570 | $566,940 |
| 2024 | $10,430.00 (-5.49%) | ||
| 2023 | $11,036.00 (+6.9%) Homeowner's exemption | $420,410 (+3%) | $526,080 (+8.12%) Land $88,000 Building $438,080 |
| 2022 | $10,324.00 Homeowner's exemption | $408,170 | $486,580 Land $88,000 Building $398,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 439 Montecito Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 107 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 186 units insured incl. 79 condo units |
| Nearby Flood Claims | 10 (1994–2022) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 439 Montecito Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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