409 Montecito Dr, Satellite Beach, FL 32937 Property Records

Brevard County property record for 409 Montecito Dr, Satellite Beach, FL 32937

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,592 sqft · built 2007
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,300 (Oct 2020)
Tax Bill	$17,583 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-37-26-32-*-81`

Property Details

APN / Parcel Number

Primary APN	`26-37-26-32-*-81`
Alternative APNs	`26-37-26-32-00000.0-0081.00` `2629007`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,592 sqft Living Area
Gross Area	4,649 sqft
1st Floor Area	1,939 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	6,098 sqft (0.14 acres)
Lot Width	54 ft Width
Garage Type	Attached
Garage Area	395 sqft
Porch	Finished/Open Porch
Porch Area	662 sqft
Deck Area	688 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2629007
Street Address	409 MONTECITO DR
City	SATELLITE BEACH
State	FL
Zip	32937-5707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	MONTECITO PHASE 1A LOT 81
Legal Range	37E
Legal Township	26S
Legal Section	26
Legal Subdivision	MONTECITO PHASE 1A
Legal Lot Number	81
Jurisdiction	BREVARD FL
Township / Civil Division	INDIALANTIC-MELBOURNE BEACH
Census Block Group	1
Census Block	1007
Census Tract	66800

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 MONTECITO DR, SATELLITE BEACH, FL 32937-5707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Jul 1, 2008 · Amount on Record
Deed Document Number	2020231149
Deed Book / Page	8891 / 1901
Prior Transfer Date	Mar 3, 2016
Prior Transfer Doc	0075861063
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 20, 2020
Property Address	409 MONTECITO DR, SATELLITE BEACH, FL 32937-5707
Document Number	0088911901
Book / Page	8891 / 1901
Map Reference	MB 54 PG 40
Instrument Date	Oct 8, 2020
Instrument	2020231149
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	ECHELON TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,062.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 142, WOLFEBORO, NH 03894-0142

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MONTECITO DR, SATELLITE BEACH, FL 32937-5707

Mortgage

Document Number	0088911903
Date	Oct 20, 2020
Instrument	8891/1903

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Satellite Beach City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$671,260 (-1.47%)	$671,260 (-1.47%)
2025	$17,583.00 (+47.24%)	$681,250 (+35.96%)	$681,250 (+5.74%)
2024	$11,942.00 (-4.73%)
2023	$12,535.00 (+6.74%) Homeowner's exemption	$501,050 (+3%)	$644,240 (+9.79%) Land $88,000 Building $556,240
2022	$11,743.00 Homeowner's exemption	$486,460	$586,800 Land $88,000 Building $498,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 107 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	186 units insured incl. 79 condo units
Nearby Flood Claims	10 (1994–2022)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20