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439 McClellan St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 439 McClellan St, Schenectady, NY 12304

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,454 sqft · built 1900
Lot Size0.117 acres (5,100 sqft)
Owner2 Individual Names on File
Last Sale$42,000 (Aug 2017)
Tax Bill$9,134 (2025)
Deeds & MortgagesOct 2021 Mortgage
Nov 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN421500 49.36-2-18

Property Details

APN / Parcel Number

Primary APN421500 49.36-2-18
Alternative APN
  • 150004903600020180000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,454 sqft Total Area
1st Floor Area1,212 sqft
2nd Floor Area1,242 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,100 sqft (0.117 acres)
Lot Dimensions150 ft deep x 34 ft wide
PorchSlab
Porch Area312 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address439 MCCLELLAN ST
CitySCHENECTADY
StateNY
Zip12304-1133
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD
Legal SubdivisionMAP OF LOTS IN CITY OF SCHENECTADY
Legal Block2
Legal Lot Number18.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group5
Census Block5002
Census Tract20700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.36-2-18

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address439 MCCLELLAN ST, SCHENECTADY, NY 12304-1133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Nov 13, 2019Grant Deed, Transfer · FHA Mortgage
OTHER INSTITUTIONAL LENDERS
Aug 08, 2017Grant Deed, Transfer
ATTORNEY ONLY
Mar 24, 2017Deed in Lieu of Foreclosure, Foreclosure
OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 08, 2017 · Amount on Record
Deed SaleAug 08, 2017 · Amount on Record
Prior SaleMar 24, 2017 · Amount on Record
Deed Document Number201735727
Deed Book / Page1968 / 701
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address439 MCCLELLAN ST, SCHENECTADY, NY 12304-1133
Transaction TypeMortgage
Record UpdatedJan 12, 2026
Title CompanyTITLE 365- NLSE, TITLE 365 NLSE

Transferred To (Grantee/Buyer)

NameVerified Name
Address439 MCCLELLAN ST 441, 441, SCHENECTADY, NY 12304-1133

Mortgage

Document Number0000052157
DateOct 19, 2021
Book Page5159/336
Instrument202152157
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term297 Months
DueJul 01, 2046

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateNov 13, 2019
Property Address439 MCCLELLAN ST, SCHENECTADY, NY 12304-1133
Document Number0000051294
Book / Page002024 / 000195
Instrument DateNov 05, 2019
Instrument51294
Transaction TypeTransfer
Record UpdatedDec 06, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$776.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address177 IRVING AVE BROOKLYN NY 112374393, BROOKLYN, NY 11237-4393

Mortgage

Document Number51295
DateNov 13, 2019
Book Page004953/000152
Instrument51295
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressSHELBY TOWNSHIP, MI 48315
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 12, 2049

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateAug 08, 2017
Property Address439 MCCLELLAN ST, SCHENECTADY, NY 12304-1133
Document Number0000035727
Book / Page001968 / 000701
Instrument DateJul 26, 2017
Instrument35727
Transaction TypeTransfer
Record UpdatedAug 14, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$168.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1234 UNION ST SCHENECTADY NY 123082920, SCHENECTADY, NY 12308-2920

March 2017: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionSCHENECTADY NY
Recording DateMar 24, 2017
Property Address439 MCCLELLAN ST, SCHENECTADY, NY 12304-1133
Document Number0000013280
Book / Page001959 / 000383
Instrument DateJan 31, 2017
Instrument13280
Transaction TypeForeclosure
Record UpdatedMar 30, 2017
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$460.22
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,134.00 (+4.98%)$180,000 (-) Land $18,800 Building $161,200$298,063 (+13.35%) Land $31,131 Building $266,932
2024$180,000 (-) Land $18,800 Building $161,200$262,966 (+15.41%) Land $27,465 Building $235,501
2023$180,000 (-) Land $18,800 Building $161,200$227,848 (+3.8%) Land $23,797 Building $204,051
2022$180,000 Land $18,800 Building $161,200$219,512 Land $22,927 Building $196,585
2021$8,701.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 637 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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