435 McClellan St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 435 McClellan St, Schenectady, NY 12304 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,260 sqft · built 1900
Lot Size	0.117 acres (5,100 sqft)
Owner	2 Individual Names on File
Last Sale	$223,500 (Oct 2022)
Tax Bill	$5,655 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.36-2-19`

Property Details

APN / Parcel Number

Primary APN	`421500 49.36-2-19`
Alternative APN	`150004903600020190000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,260 sqft Total Area
1st Floor Area	1,130 sqft
2nd Floor Area	1,130 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	5,100 sqft (0.117 acres)
Lot Dimensions	150 ft deep x 34 ft wide
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	396 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	435 MCCLELLAN ST
City	SCHENECTADY
State	NY
Zip	12304-1133
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	AGED AFFIDAVIT REQUIRED 2 WOOD AND GARAGE
Legal Block	2
Legal Lot Number	19.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	5
Census Block	5002
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.36-2-19

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	435 MCCLELLAN ST, SCHENECTADY, NY 12304-1133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 2022 · Amount on Record
Deed Sale	Oct 27, 2022 · Amount on Record
Prior Sale	Dec 06, 2013 · Amount on Record
Deed Document Number	202256667
Deed Book / Page	2095 / 570
Prior Transfer Date	Mar 18, 2013
Prior Transfer Doc	0000053316
Record Updated	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 27, 2022
Property Address	435 MCCLELLAN ST, SCHENECTADY, NY 12304-1133
Document Number	0000056667
Book / Page	2095 / 570
Instrument Date	Oct 20, 2022
Instrument	202256667
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$894.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 9560, NISKAYUNA, NY 12309-0560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	937 MCCLELLAN ST, SCHENECTADY, NY 12309-6016

Mortgage

Document Number	0000056668
Date	Oct 27, 2022
Instrument	202256668

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,655.00 (+8.33%)	$90,700 (-) Land $13,600 Building $77,100	$150,190 (+30.82%) Land $22,520 Building $127,670
2023		$90,700 (-) Land $13,600 Building $77,100	$114,810 (+3.8%) Land $17,215 Building $97,595
2022		$90,700 Land $13,600 Building $77,100	$110,610 Land $16,585 Building $94,025
2021	$5,220.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 637 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.