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439 Laurel Fork Rd, Vilas, NC 28692 Property Records

Watauga County property record for 439 Laurel Fork Rd, Vilas, NC 28692 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 816 sqft · built 1960
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Nov 2018)
Tax Bill$561 (2025)
Deeds & MortgagesNov 2020 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1991-52-8774-000

Property Details

APN / Parcel Number

Primary APN1991-52-8774-000
Alternative APN
  • 1785951

Interior

Bedrooms2 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area816 sqft Living Area
1st Floor Area816 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil

Location & Zoning

Account Number1785951
Street Address439 LAUREL FORK RD
CityVILAS
StateNC
Zip28692-9170
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 P020/001
Legal SubdivisionJIM STOUDT
Legal Lot Number1
JurisdictionWATAUGA NC
Township / Civil DivisionBRUSHY FORK
Census Block Group2
Census Block2017
Census Tract920300

Owner

Source: Watauga County records · APN 1991-52-8774-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address140 HOPE DR, BOONE, NC 28607-5428
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2020Deed of Trust, Mortgage
MOVEMENT MTG
Nov 27, 2018Warranty Deed, Transfer · ARM
STATE EMPLOYEES CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 27, 2018 · Amount on Record
Deed SaleNov 27, 2018 · Amount on Record
Prior SaleJul 06, 2010 · Amount on Record
Deed Document Number2018674429
Deed Book / Page2003 / 617
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address439 LAUREL FORK RD, VILAS, NC 28692-9170
Document Number0021540669
Instrument DateNov 22, 2020
Transaction TypeMortgage
Record UpdatedJan 11, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address439 LAUREL FORK RD VILAS NC 286929170, VILAS, NC 28692-9170

Mortgage

Document Number0021540669
DateDec 30, 2020
Book Page002154/000669
Instrument700329
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
AmountAmount Recorded
Term360 Months
DueDec 29, 2050

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateNov 27, 2018
Property Address439 LAUREL FORK RD, VILAS, NC 28692-9170
Document Number0020030617
Book / Page2003 / 0617
Map ReferenceMB 20 PG 1
Instrument DateNov 26, 2018
Instrument674429
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address439 LAUREL FORK CHURCH RD, 439, BOONE, NC 28607

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 HOPE DR, BOONE, NC 28607-5428

Mortgage

Document Number674430
DateNov 27, 2018
Instrument674430
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueDec 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.87%
Change Frequency5 Years
Min Rate At Change4.25%
Index5-Year CMT
Max Rate6%

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$561.00$118,100 (-) Land $23,600 Building $94,500
2024$118,100 Land $23,600 Building $94,500
2023$118,100 Land $23,600 Building $94,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899203002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims7 (2013–2024)
Claims Outside the SFHA3 of 7
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 3 claims

Wildfire

Wildfire RiskModerate
above 43% of the US · above 63% of North Carolina
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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