Watauga County property record for 396 Laurel Fork Rd, Vilas, NC 28692
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,394 sqft · built 1996 |
| Lot Size | 4.33 acres (188,615 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Apr 2011) |
| Tax Bill | $1,166 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1991-52-9927-000 |
| Primary APN | 1991-52-9927-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,394 sqft Living Area |
| 1st Floor Area | 1,394 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 188,615 sqft (4.33 acres) |
| Garage Area | 728 sqft |
| Porch | Porch |
| Porch Area | 328 sqft |
| Patio Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1721427 |
|---|---|
| Street Address | 396 LAUREL FORK RD |
| City | VILAS |
| State | NC |
| Zip | 28692-9169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | BRUSHY FORK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 920300 |
Source: Watauga County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 396 LAUREL FORK RD, VILAS, NC 28692-9169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2011 · Amount on Record |
| Deed Sale | Apr 8, 2011 · Amount on Record |
| Deed Document Number | 201129480 |
| Deed Book / Page | 1566 / 663 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 396 LAUREL FORK RD, VILAS, NC 28692-9169 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0021810157 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 2181/157 |
| Instrument | 704720 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
Source: Watauga County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,166.00 | $278,000 (-) Land $64,100 Building $213,900 | |
| 2024 | $278,000 Land $64,100 Building $213,900 | ||
| 2023 | $278,000 Land $64,100 Building $213,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (2013–2024) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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