Hamilton County property record for 439 Lafayette Ave, Cincinnati, OH 45220
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 5 ba · 5,743 sqft · built 1904 |
| Lot Size | 1.37 acres (60,069 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,150,000 (Jul 2021) |
| Tax Bill | $23,803 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 218-0060-0015-00 |
| Primary APN | 218-0060-0015-00 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 5,743 sqft Living Area |
| 1st Floor Area | 2,417 sqft |
| 2nd Floor Area | 2,377 sqft |
| Upper Floors Area | 1,582 sqft |
| Attic | Attic |
| Attic Area | 949 sqft |
| Basement Area | 2,732 sqft |
| Fireplaces | 7 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1904 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 60,069 sqft (1.37 acres) |
| Lot Dimensions | 569 ft deep x 131 ft wide |
| Porch | Porch |
| Porch Area | 886 sqft |
| Patio Area | 1,272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 439 LAFAYETTE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45220-1001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 439 LAFAYETTE AVE 131.48 X 569.07 IRR LT 2 PT MCILVAINES SUB |
| Legal Subdivision | PT MCILVAINES SUB |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 7100 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 439 LAFAYETTE AVE, CINCINNATI, OH 45220-1001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2021 · Amount on Record |
| Deed Sale | Jul 22, 2021 · Amount on Record |
| Prior Sale | Sep 23, 2004 |
| Deed Document Number | 06-093286 |
| Deed Book / Page | 10271 / 00484 |
| Prior Transfer Date | Jun 15, 2006 |
| Prior Transfer Doc | 06-093286 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 439 LAFAYETTE AVE, CINCINNATI, OH 45220-1001 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000093382 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 14471/3842 |
| Instrument | 2021-0093382 |
| Name | THE NORTH SIDE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,803.00 (+3.01%) | $386,236 (-) Land $88,470 Building $297,766 | |
| 2024 | $23,107.00 (-2.13%) | $386,236 (-) Land $88,470 Building $297,766 | |
| 2023 | $23,609.00 (+9.66%) | $386,236 (+22.25%) Land $88,470 Building $297,766 | $1,103,530 (+22.25%) Land $252,770 Building $850,760 |
| 2022 | $21,529.00 Homeowner's exemption | $315,942 Land $79,272 Building $236,670 | |
| 2020 | $902,690 Land $226,490 Building $676,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1978–2015) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Mar 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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