433 Lafayette Ave, Cincinnati, OH 45220 Property Records

Hamilton County property record for 433 Lafayette Ave, Cincinnati, OH 45220

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,659 sqft · built 1972
Lot Size	1.56 acres (67,954 sqft)
Owner	2 Individual Names on Record
Last Sale	$790,000 (Jan 2021)
Tax Bill	$17,082 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`218-0060-0058-00`

Property Details

APN / Parcel Number

Primary APN	`218-0060-0058-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,659 sqft Living Area
Gross Area	4,190 sqft
1st Floor Area	2,021 sqft
2nd Floor Area	1,092 sqft
Basement Area	1,077 sqft
Finished Basement	546 sqft
Unfinished Basement	531 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	67,954 sqft (1.56 acres)
Lot Dimensions	296 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	433 LAFAYETTE AVE
City	CINCINNATI
State	OH
Zip	45220-1079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF20
Legal Description	LAFAYETTE AVE 57.93 X 296.32 IRR PT LOT 3 LAFAYETTE ESTS
Legal Subdivision	LAFAYETTE EST
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1012
Census Tract	7100

Owner

Source: Hamilton County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	433 LAFAYETTE AVE, CINCINNATI, OH 45220-1079
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Jan 7, 2021	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2021 · Amount on Record
Deed Sale	Jan 7, 2021 · Amount on Record
Prior Sale	Jan 26, 2009 · Amount on Record
Deed Document Number	20212261
Deed Book / Page	14329 / 373
Prior Transfer Date	Nov 1, 2007
Prior Transfer Doc	0000162366
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Aug 4, 2026
Property Address	433 LAFAYETTE AVE, CINCINNATI, OH 45220-1079
Document Number	0000063016
Book / Page	15721 / 454
Instrument Date	Jul 13, 2026
Instrument	202663016
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 LAFAYETTE AVE, CINCINNATI, OH 45220-1079

Mortgage

Document Number	0000063016,
Date	Aug 4, 2026
Book Page	15721/454
Instrument	202663016

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 7, 2021
Property Address	433 LAFAYETTE AVE, CINCINNATI, OH 45220-1079
Document Number	0000002261
Book / Page	14329 / 373
Map Reference	MB 20 PG 13-16
Instrument Date	Dec 18, 2020
Instrument	2021-0002261
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	TERRY MONNIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	433 LAFAYETTE AVE, CINCINNATI, OH 45220-1079

Mortgage

Document Number	0000002262
Date	Jan 7, 2021
Instrument	2021-0002262

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,082.00 (+2.41%)	$275,832 (-) Land $95,200 Building $180,632	$788,090 (-) Land $272,000 Building $516,090
2024	$16,680.00 (-1.73%)	$275,832 (-) Land $95,200 Building $180,632
2023	$16,973.00 (-4.76%)	$275,832 (+5.94%) Land $95,200 Building $180,632	$788,090 (+5.94%) Land $272,000 Building $516,090
2022	$17,821.00 Homeowner's exemption	$260,366 Land $85,299 Building $175,067
2020			$743,900 Land $243,710 Building $500,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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