Allegan County property record for 439 Griffith St, Saugatuck, MI 49453
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,605 sqft · built 1870 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $8,324 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Feb 2021 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-201-001-00 |
| Primary APN | 57-201-001-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,605 sqft Living Area |
| 1st Floor Area | 1,994 sqft |
| Basement Area | 1,083 sqft |
| Unfinished Basement | 1,083 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Exterior Material | Stucco |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 132 ft deep x 132 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 439 GRIFFITH ST |
|---|---|
| City | SAUGATUCK |
| State | MI |
| Zip | 49453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR-COMM RE |
| Legal Description | LOTS 1 & 2 BLOCK 1 JUDSON'S ADDITION. |
| Legal Subdivision | JUDSONS ADD |
| Legal Block | 1 |
| Legal Lot Number | 1-2 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | SAUGATUCK |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 30801 |
Source: Allegan County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 374, SAUGATUCK, MI 49453-0374 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Feb 18, 2021 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Jun 28, 2010 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Feb 21, 2012 | Deed of Trust, Mortgage · Conventional Mortgage COMERICA BANK |
| Nov 3, 2021 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Feb 18, 2021 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Feb 1, 2021 | Intrafamily Transfer, Transfer |
| Jun 26, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 29, 2021 |
| Transfer Doc | 4572/714 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 439 GRIFFITH ST, SAUGATUCK, MI 49453 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 439 GRIFFITH ST, SAUGATUCK, MI 49453 |
| Document Number | 004692/129 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 4692/129 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 439 GRIFFITH ST, SAUGATUCK, MI 49453 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004579/894 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 4579/894 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 439 GRIFFITH ST, SAUGATUCK, MI 49453 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003428/620 |
|---|---|
| Date | Jun 28, 2010 |
| Book Page | 3428/620 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 439 GRIFFITH ST, SAUGATUCK, MI 49453 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Title Company | 1ST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 003591/822 |
|---|---|
| Date | Feb 21, 2012 |
| Book Page | 3591/822 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 439 GRIFFITH ST, SAUGATUCK, MI 49453 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 439 GRIFFITH ST, SAUGATUCK, MI 49453 |
| Document Number | 4692/129 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 4692/129 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 439 GRIFFITH ST, SAUGATUCK, MI 49453 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4579/894 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 4579/894 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Feb 1, 2021 |
| Property Address | 439 GRIFFITH ST, SAUGATUCK, MI 49453 |
| Document Number | 004572/714 |
| Book / Page | 4572 / 714 |
| Map Reference | LB 43 PG 19 |
| Instrument Date | Jan 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 439 GRIFFITH ST, SAUGATUCK, MI 49453 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Jun 26, 2017 |
| Property Address | 439 GRIFFITH ST, SAUGATUCK, MI 49453 |
| Document Number | 004152/620 |
| Book / Page | 4152 / 620 |
| Map Reference | LB43 PG19 |
| Instrument Date | Jun 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 439 GRIFFITH ST, SAUGATUCK, MI 49453 |
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Saugatuck City |
| Unified School District | Saugatuck Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $655,800 (-0.32%) Land $204,400 Building $451,400 | $1,311,600 (-0.32%) Land $408,800 Building $902,800 | |
| 2025 | $8,324.00 (+3.25%) Homeowner's exemption | $657,900 (+70.31%) Land $195,800 Building $462,100 | $1,315,800 (+70.31%) Land $391,600 Building $924,200 |
| 2024 | $8,062.00 | ||
| 2023 | $386,300 Land $118,100 Building $268,200 | $772,600 Land $236,200 Building $536,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 73 units insured incl. 62 condo units |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Apr 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2021 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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