230 Griffith St, Saugatuck, MI 49453 Property Records

Allegan County property record for 230 Griffith St, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,490 sqft · built 2017
Lot Size	0.205 acres (8,930 sqft)
Owner	Company Name on Record
Last Sale	$915,000 (Jun 2020)
Tax Bill	$32,155 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`57-300-128-00`

Property Details

APN / Parcel Number

Primary APN	`57-300-128-00`
Alternative APN	`03-57-300-128-00`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,490 sqft Living Area
1st Floor Area	1,994 sqft
Basement Area	1,994 sqft
Unfinished Basement	1,994 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	8,930 sqft (0.205 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	230 GRIFFITH ST
City	SAUGATUCK
State	MI
Zip	49453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR-COMM RE
Legal Description	S 1/2 LOTS 131 & 132 ALSO S 3 FT OF N 1/2 LOT 131 KALAMAZOO PLAT.
Legal Subdivision	KALAMAZOO PLAT
Legal Lot Number	131-132
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	1
Census Block	1057
Census Tract	30801

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	901 ELY ST, ALLEGAN, MI 49010-9301
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Line of Credit NORTHPOINTE BANK
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit NORTHPOINTE BANK
Jun 18, 2020	Warranty Deed, Transfer · Conventional Mortgage ALLEGAN COMMUNITY FCU
Jun 8, 2020	Quit Claim Deed, Transfer Quitclaim
Apr 3, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2020 · Amount on Record
Deed Sale	Jun 18, 2020 · Amount on Record
Prior Sale	Aug 19, 2015
Deed Book / Page	4474 / 264
Prior Transfer Date	Jun 5, 2020
Prior Transfer Doc	4470/79
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	230 GRIFFITH ST, SAUGATUCK, MI 49453
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 GRIFFITH ST, SAUGATUCK, MI 49453

Mortgage

Document Number	005091/594
Date	Dec 2, 2025
Book Page	5091/594
Instrument	2025019319

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Oct 21, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	230 GRIFFITH ST, SAUGATUCK, MI 49453
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 GRIFFITH ST, SAUGATUCK, MI 49453

Mortgage

Document Number	005083/432
Date	Nov 3, 2025
Book Page	5083/432
Instrument	2025017673

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 18, 2020
Property Address	230 GRIFFITH ST, SAUGATUCK, MI 49453
Document Number	004474/264
Book / Page	4474 / 264
Map Reference	LB 111 PG 551
Instrument Date	Jun 12, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,869.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2186 E CENTRE AVE, 2186, PORTAGE, MI 49002-4420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 ELY ST, ALLEGAN, MI 49010-9301

Mortgage

Document Number	0004474266
Date	Jun 18, 2020
Instrument	4474/266

Lender

Name	ALLEGAN COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 8, 2020
Property Address	230 GRIFFITH ST, SAUGATUCK, MI 49453
Document Number	4470/79
Book / Page	4470 / 79
Map Reference	LB 111 PG 551
Instrument Date	Jun 5, 2020
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2186 E CENTRE AVE, 2186, PORTAGE, MI 49002-4420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2186 E CENTRE AVE, PORTAGE, MI 49002-4420

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGAN MI
Recording Date	Apr 3, 2018
Property Address	230 GRIFFITH ST, SAUGATUCK, MI 49453
Document Number	4233/141
Book / Page	4233 / 141
Map Reference	LB111 PG551
Instrument Date	Mar 29, 2018
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2186 E CENTRE AVE, 2186, PORTAGE, MI 49002-4420

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2186 E CENTRE AVE, PORTAGE, MI 49002-4420

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Saugatuck City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$787,500 (+30.71%) Land $106,800 Building $680,700	$1,575,000 (+30.71%) Land $213,600 Building $1,361,400
2025	$32,155.00
2023		$602,500 Land $61,800 Building $540,700	$1,205,000 Land $123,600 Building $1,081,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	73 units insured incl. 62 condo units
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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