Ulster County and Rochester Town property record for 395 Granite Rd, Kerhonkson, NY 12446
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,896 sqft · built 1970 |
| Lot Size | 18.5 acres (809,345 sqft) |
| Owner | Company Name on File |
| Tax Bill | $9,815 (2025) |
| Deeds & Mortgages | Feb 2024 Refinance Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 113387.000 |
| Primary APN | 113387.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,896 sqft Living Area |
| 1st Floor Area | 2,144 sqft |
| 2nd Floor Area | 752 sqft |
| Game Room | Game Room |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 809,345 sqft (18.5 acres) |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
| Porch Area | 2,330 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 113387.000 |
|---|---|
| Street Address | 395 GRANITE RD |
| City | KERHONKSON |
| State | NY |
| Zip | 12446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 39.100 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 953000 |
Source: Ulster County and Rochester Town records · APN 113387.000
Assessment roll updated April 20, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 400 GRANITE RD, KERHONKSON, NY 12446-3557 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance BAIS EPHRAIM CHARITAB |
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SAVOY BK |
| Sep 25, 2020 | Loan Modification, Mortgage · Line of Credit SAVOY BK |
| Jan 14, 2020 | Correction Deed, Transfer MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 395 GRANITE RD, KERHONKSON, NY 12446 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2024 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001484 |
|---|---|
| Date | Feb 13, 2024 |
| Book Page | 13246/48 |
| Instrument | 2024-1484 |
| Name | BAIS EPHRAIM CHARITAB |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 395 GRANITE RD, KERHONKSON, NY 12446 |
| Document Number | 0000015718 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2020 |
| Title Company | MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 400 GRANITE RD KERHONKSON NY 124463557, KERHONKSON, NY 12446-3557 |
| Document Number | 0000015718 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 012204/000140 |
| Instrument | 15718 |
| Name | SAVOY BK |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 395 GRANITE RD, KERHONKSON, NY 12446 |
| Document Number | 0000015719 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2020 |
| Title Company | MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 400 GRANITE RD KERHONKSON NY 124463557, KERHONKSON, NY 12446-3557 |
| Document Number | 0000015719 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 006698/000029 |
| Instrument | 15719 |
| Name | SAVOY BK |
|---|---|
| Type | Bank |
| Address | 600 FIFTH AVENUE 17 TH FL, NEW YORK, NY 10020 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Jan 14, 2020 |
| Property Address | 395 GRANITE RD, KERHONKSON, NY 12446 |
| Document Number | 0000000701 |
| Book / Page | 006546 / 000143 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 701 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2020 |
| Title Company | MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2571 E 17TH ST #3RD BROOKLYN NY 112353515, 3RD, BROOKLYN, NY 11235-3515 |
Source: Ulster County and Rochester Town records · Assessment roll updated April 20, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Rochester Town |
| Unified School District | Rondout Valley Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,815.00 (+294.49%) | $375,000 (-) Land $100,000 Building $275,000 | $707,547 (+18.87%) Land $188,679 Building $518,868 |
| 2023 | $375,000 (-) Land $100,000 Building $275,000 | $595,238 (+14.29%) Land $158,730 Building $436,508 | |
| 2022 | $375,000 Land $100,000 Building $275,000 | $520,833 Land $138,889 Building $381,944 | |
| 2021 | $2,488.00 |
Source: FEMA National Flood Hazard Layer as of April 5, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 10 (1979–2011) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 12 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HUDSON VALLEY RESORT & SPA private · serves 265 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 46 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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