1016 SCOTT DR LIBERTY MO 640683432, LIBERTY, MO 64068-3432
Mortgage
Document Number
0000031497
Date
Oct 22, 2019
Book Page
008528/000079
Instrument
31497
Lender
Name
PLATTE VLY BK/MO
Type
Bank
Address
PLATTE CITY, MO 64079
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2025 property tax bill for 439 Ford St was $2,255, up 26.8% from the year before.
Source: Clay County assessment roll, as of May 27, 2026
Property Jurisdictions
Type
Name
State
Missouri
County
Clay County
Municipality
Liberty City
Unified School District
Liberty 53 School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$2,255.00 (+26.76%)
$31,390
$165,211
2024
$1,779.00 (-1.66%)
2023
$1,809.00
$23,140
$121,789
2019
$1,390.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 439 Ford St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 10 policies
Nearby Flood Policies
10 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 439 Ford St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
LIBERTY PWS serves 30,800 people · EPA ID MO1010466
Water Source
Groundwater
Last State Inspection
Oct 2024
Lead
5 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
23 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025