425 Ford St, Liberty, MO 64068 Property Records

Clay County property record for 425 Ford St, Liberty, MO 64068

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,218 sqft · built 1920
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$130,340 (Jul 2025)
Tax Bill$1,915 (2025)
Deeds & MortgagesNov 2021 Line of Credit
Jul 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-119-00-07-018.00

Property Details

APN / Parcel Number

Primary APN15-119-00-07-018.00
Alternative APNs
  • 1511900070180001
  • 260456

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,218 sqft Living Area
Gross Area2,520 sqft
1st Floor Area1,218 sqft
Basement Area1,218 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions180 ft deep x 50 ft wide
PorchCovered Wood Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address425 FORD ST
CityLIBERTY
StateMO
Zip64068-2511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMICHAEL ARTHURS 2ND ADDITION TR C LT 4
Legal Range31W
Legal Township51N
Legal Section08
Legal SubdivisionMICHAEL ARTHURS 2ND ADDITION
Legal TractC
Legal Lot Number4
JurisdictionCLAY MO
Township / Civil DivisionLIBERTY
Census Block Group2
Census Block2025
Census Tract21403

Owner

Source: Clay County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address425 FORD ST, LIBERTY, MO 64068-2511
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2021Deed of Trust, Mortgage · Line of Credit
COMMUNITYAMERICA CU
Jul 16, 2025Warranty Deed, Transfer · Conventional Mortgage
GRIFFIN FUNDING INC
Jul 10, 2020Warranty Deed, Transfer
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2025 · Amount on Record
Deed SaleJul 16, 2025 · Amount on Record
Prior SaleJul 10, 2020 · Amount on Record
Deed Document Number202517556
Deed Book / Page9974 / 140
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address425 FORD ST, LIBERTY, MO 64068-2511
Transaction TypeMortgage
Record UpdatedJan 21, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049621
DateNov 17, 2021
Book Page9234/141
Instrument2021049621
Lender
NameCOMMUNITYAMERICA CU
TypeCredit Union
AddressLENEXA, KS 66219
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 15, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateJul 16, 2025
Property Address425 FORD ST, LIBERTY, MO 64068-2511
Document Number0000017556
Book / Page9974 / 140
Instrument DateJul 14, 2025
Instrument2025017556
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanySTEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE CO MIDWEST DIV

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 FORD ST, LIBERTY, MO 64068-2511

Mortgage

Document Number0000017752
DateJul 16, 2025
Instrument2025017752
Lender
NameGRIFFIN FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2055

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateJul 10, 2020
Property Address425 FORD ST, LIBERTY, MO 64068-2511
Document Number0000023274
Book / Page008731 / 000017
Instrument DateJul 2, 2020
Instrument23274
Transaction TypeTransfer
Record UpdatedAug 21, 2020
Title CompanyTHOMSON AFFINITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address425 FORD AVE LIBERTY MO 64068, LIBERTY, MO 64068

Mortgage

Document Number23275
DateJul 10, 2020
Book Page008731/000018
Instrument23275
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueJul 9, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalityLiberty City
Unified School DistrictLiberty 53 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,915.00 (+30.81%)$26,660 (+40.02%)$140,316 (+40.02%)
2024$1,464.00 (-1.68%)
2023$1,489.00 (-3.19%)$19,040$100,210
2019$1,538.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY PWS
serves 30,800 people · EPA ID MO1010466
Water SourceGroundwater
Last State InspectionOct 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: KC Web, Wisper ISP.

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