439 E Water St, Bainbridge, GA 39817 Property Records

Decatur County property record for 439 E Water St, Bainbridge, GA 39817

Property Summary

Property Type	Auto Repair, Garage
Details	4,654 sqft · built 1942
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Sep 2021)
Tax Bill	$769 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Sep 2021 Sale
Flood Zone	Zone X (moderate risk)
APN	`B0330-064-000`

Property Details

APN / Parcel Number

Primary APN	`B0330-064-000`
Alternative APNs	`B033000000064000` `13036`

Interior

Stories	1 Story
Building Area	4,654 sqft Total Area
1st Floor Area	4,654 sqft
Flooring	Concrete/Cement
Interior Walls	Block

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Construction Type	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	138 ft deep x 79 ft wide
Fence	Fence
Canopy	360 sqft
Utility Building	160 sqft

Location & Zoning

Account Number	13036
Old Parcel Number	B033000000064000
Street Address	439 E WATER ST
City	BAINBRIDGE
State	GA
Zip	39817-3739
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Legal Description	484 132 439 WATER ST
Legal Block	10
Jurisdiction	DECATUR GA
Township / Civil Division	BAINBRIDGE
Census Block Group	4
Census Block	4020
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bainbridge Residential Historic District listed 1987 · 198 contributing resources · NRIS 87001907

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Decatur County records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1036 TALLAHASSEE RD, BAINBRIDGE, GA 39819-4669
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF CAMILLA
Sep 3, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2021 · Amount on Record
Deed Sale	Sep 3, 2021 · Amount on Record
Prior Sale	Mar 9, 2017 · Amount on Record
Deed Document Number	0000484132
Deed Book / Page	484 / 132
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	439 E WATER ST, BAINBRIDGE, GA 39817-3739
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 E WATER ST, BAINBRIDGE, GA 39817-3739

Mortgage

Document Number	0000000517/0000000125
Date	Jul 20, 2023
Book Page	0000000517/0000000125

Lender

Name	BANK OF CAMILLA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 1, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Sep 3, 2021
Property Address	439 E WATER ST, BAINBRIDGE, GA 39817-3739
Document Number	000484/132
Book / Page	484 / 132
Instrument Date	Sep 3, 2021
Instrument	2021-000919
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1036 TALLAHASSEE RD, BAINBRIDGE, GA 39819-4669

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Bainbridge City
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$769.00 (-1.66%)	$23,885 (-5.88%) Land $4,894 Building $18,991	$59,713 (-5.88%) Land $12,236 Building $47,477
2023	$782.00 (-12.33%)	$25,377 Land $4,588 Building $20,789	$63,444 Land $11,471 Building $51,973
2022	$892.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, drainage area under 1 sq mi
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAINBRIDGE serves 14,500 people · EPA ID GA0870001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Bainbridge Fiber, T-Mobile.

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