Decatur County property record for 321 E Water St, Bainbridge, GA 39817
| Property Type | Commercial Office |
|---|---|
| Details | 2,625 sqft · built 1870 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,160 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | B0250-087-000 |
| Primary APN | B0250-087-000 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,625 sqft Total Area |
| 1st Floor Area | 875 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Stucco |
| Foundation Type | Retaining Wall |
| Roof Material | Tar & Gravel |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 105 ft deep x 25 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 11958 |
|---|---|
| Old Parcel Number | B025000000087000 |
| Street Address | 321 E WATER ST |
| City | BAINBRIDGE |
| State | GA |
| Zip | 39817-3737 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Legal Description | 522 433 321 WATER ST |
| Jurisdiction | DECATUR GA |
| Township / Civil Division | BAINBRIDGE |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bainbridge Residential Historic District listed 1987 · 198 contributing resources · NRIS 87001907 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Decatur County records, as of February 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 416 E EVANS ST, BAINBRIDGE, GA 39819-4016 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2023 |
| Deed Sale | Nov 27, 2023 |
| Deed Document Number | 0000522433 |
| Deed Book / Page | 216 / 48 |
| Prior Transfer Date | Apr 19, 2006 |
| Prior Transfer Doc | 2006-000505 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR GA |
| Property Address | 321 E WATER ST, BAINBRIDGE, GA 39817-3737 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 321 E WATER ST, BAINBRIDGE, GA 39817-3737 |
| Document Number | 0000000522/0000000617 |
|---|---|
| Date | Dec 5, 2023 |
| Book Page | 0000000522/0000000617 |
| Name | FIRST NATIONAL BANK OF DECATUR35268 90 |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jan 1, 2026 |
Source: Decatur County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Bainbridge City |
| County | Decatur County |
| Unified School District | Decatur County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,160.00 (+96.61%) | $36,002 (+87.88%) Land $1,935 Building $34,067 | $90,006 (+87.88%) Land $4,838 Building $85,168 |
| 2023 | $590.00 (-12.33%) | $19,162 Land $1,935 Building $17,227 | $47,906 Land $4,838 Building $43,068 |
| 2022 | $673.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Georgia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAINBRIDGE serves 14,500 people · EPA ID GA0870001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Bainbridge Fiber, T-Mobile.
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