439 E North St, Winchester, IN 47394 Property Records

Randolph County property record for 439 E North St, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,228 sqft · built 1900
Lot Size	0.167 acres (7,296 sqft)
Owner	Trust Name on File
Last Sale	$25,900 (Dec 2021)
Tax Bill	$393 (2024)
Deeds & Mortgages	Jan 2007 Mortgage Jun 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`021-00625-00`

Property Details

APN / Parcel Number

Primary APN	`021-00625-00`
Alternative APNs	`68-09-21-253-038.000-021` `00000017466`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,228 sqft Living Area
1st Floor Area	1,228 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,296 sqft (0.167 acres)
Lot Dimensions	152 ft deep x 48 ft wide
Terrain	High

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000017466
Street Address	439 E NORTH ST
City	WINCHESTER
State	IN
Zip	47394-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CHENEY LUDY SUB DIV (EXC 2'2 E SIDE) LOT 41
Legal Subdivision	CHENEY AND LUDYS SUBDIVISION
Legal Lot Number	41
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	2
Census Block	2009
Census Tract	951700

Owner

439 E North St is owner-occupied and held in a trust since December 2021.

Source: Randolph County records, as of October 12, 2026

Owner of Record	Trust Name on File
Mailing Address	5424 MCFARLAND RD, INDIANAPOLIS, IN 46227-7005
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2007	Deed of Trust, Mortgage · FHA Mortgage FIRST HORIZON HOME LOAN CORP
Jun 25, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE
Dec 13, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE
May 27, 2020	Quit Claim Deed, Transfer Quitclaim
Oct 31, 2019	Public Action, Foreclosure
Jun 12, 2009	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2021 · Amount on File
Deed Sale	Dec 13, 2021 · Amount on File
Prior Sale	Jun 25, 2021 · Amount on File
Deed Document Number	20215908
Prior Transfer Date	Jun 5, 2009
Prior Transfer Doc	0020092538
Record Updated	Oct 29, 2026

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	439 E NORTH ST, WINCHESTER, IN 47394-1702
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020070267
Date	Jan 19, 2007
Instrument	20070267

Lender

Name	FIRST HORIZON HOME LOAN CORP
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2037

June 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	RANDOLPH IN
Recording Date	Jun 25, 2021
Property Address	439 E NORTH ST, WINCHESTER, IN 47394-1702
Document Number	0020213051
Instrument Date	Jun 22, 2021
Instrument	20213051
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5424 MCFARLAND RD, 5424, INDIANAPOLIS, IN 46227-7005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 E NORTH ST, WINCHESTER, IN 47394-1702

Mortgage

Date	Jun 25, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record
Term	122 Months
Due	Aug 1, 2031

Interest

Rate	9%

December 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	RANDOLPH IN
Recording Date	Dec 13, 2021
Property Address	439 E NORTH ST, WINCHESTER, IN 47394-1702
Document Number	0020215908
Instrument Date	Jun 22, 2021
Instrument	20215908
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 E NORTH ST, WINCHESTER, IN 47394-1702

Mortgage

Date	Dec 13, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record
Term	116 Months
Due	Aug 1, 2031

Interest

Rate	9%

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RANDOLPH IN
Recording Date	May 27, 2020
Property Address	439 E NORTH ST, WINCHESTER, IN 47394-1702
Document Number	0020202073
Instrument Date	May 22, 2020
Instrument	20202073
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5424 MCFARLAND RD, INDIANAPOLIS, IN 46227-7005

October 2019: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	RANDOLPH IN
Recording Date	Oct 31, 2019
Property Address	439 E NORTH ST, WINCHESTER, IN 47394-1702
Document Number	0020194270
Instrument Date	Oct 24, 2019
Instrument	20194270
Transaction Type	Foreclosure
Record Updated	Aug 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5424 MCFARLAND RD, INDIANAPOLIS, IN 46227-7005

June 2009: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RANDOLPH IN
Recording Date	Jun 12, 2009
Property Address	439 E NORTH ST, WINCHESTER, IN 47394-1702
Document Number	0020092537
Instrument Date	Jun 5, 2009
Instrument	20092537
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 E NORTH ST, WINCHESTER, IN 47394-1702

Mortgage

Document Number	0020092538
Date	Jun 12, 2009
Instrument	20092538

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2039

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$43,900 Land $2,600 Building $41,300	$43,900 Land $2,600 Building $41,300
2024	$393.00
2023		$36,300 (+7.08%) Land $5,800 Building $30,500	$36,300 (+7.08%) Land $5,800 Building $30,500
2022	$239.00 (+5.75%)	$33,900 Land $5,800 Building $28,100	$33,900 Land $5,800 Building $28,100
2021	$226.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 439 E North St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	May 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 439 E North St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
NLBC Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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