438 E North St, Winchester, IN 47394 Property Records

Randolph County property record for 438 E North St, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 918 sqft · built 1938
Lot Size	0.171 acres (7,440 sqft)
Owner	Individual Name on Record
Tax Bill	$670 (2025)
Deeds & Mortgages	Jun 2023 Sale Feb 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-00043-00`

Property Details

APN / Parcel Number

Primary APN	`021-00043-00`
Alternative APNs	`68-09-21-255-056.000-021` `00000016957`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	918 sqft Living Area
1st Floor Area	918 sqft
Basement Area	459 sqft
Unfinished Basement	567 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2000
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,440 sqft (0.171 acres)
Lot Dimensions	155 ft deep x 48 ft wide
Terrain	High
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000016957
Street Address	438 E NORTH ST
City	WINCHESTER
State	IN
Zip	47394-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CHENEY LUDY ADD LOT 30
Legal Subdivision	CHENEY AND LUDYS SUBDIVISION
Legal Lot Number	30
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	2
Census Block	2032
Census Tract	951700

Owner

Source: Randolph County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 518, WINCHESTER, IN 47394-0518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Warranty Deed, Transfer
Feb 19, 2019	Warranty Deed, Transfer
Mar 10, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2023
Deed Sale	Jun 6, 2023
Prior Sale	Feb 19, 2019
Deed Document Number	20232187
Prior Transfer Date	Dec 15, 2008
Prior Transfer Doc	0020086134
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Jun 6, 2023
Property Address	438 E NORTH ST, WINCHESTER, IN 47394-1703
Document Number	0020232187
Instrument Date	Jun 5, 2023
Instrument	20232187
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 518, LYNN, IN 47355-0518

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Feb 19, 2019
Property Address	438 E NORTH ST, WINCHESTER, IN 47394-1703
Document Number	0020190463
Instrument Date	Feb 11, 2019
Instrument	20190463
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 E NORTH ST, WINCHESTER, IN 47394-1703

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Mar 10, 2017
Property Address	438 E NORTH ST, WINCHESTER, IN 47394-1703
Document Number	0020170631
Instrument Date	Feb 22, 2017
Instrument	20170631
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1876 N 940 W, PARKER CITY, IN 47368-9128

Mortgage

Document Number	0020170632
Date	Mar 10, 2017
Instrument	20170632

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$670.00 (-1.62%) Homeowner's exemption	$80,700 (+69.89%) Land $2,700 Building $78,000	$80,700 (+69.89%) Land $2,700 Building $78,000
2024	$681.00 (-22.96%)
2023		$47,500 (+7.47%) Land $5,800 Building $41,700	$47,500 (+7.47%) Land $5,800 Building $41,700
2022	$884.00 (+116.67%)	$44,200 Land $5,800 Building $38,400	$44,200 Land $5,800 Building $38,400
2021	$408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	May 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
NLBC Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Verizon, Watch TV.

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