439 E Merced Ave, West Covina, CA 91790 Property Records

Los Angeles County property record for 439 E Merced Ave, West Covina, CA 91790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,733 sqft · built 1959
Lot Size	0.404 acres (17,575 sqft)
Owner	Individual Name on File
Last Sale	$1,080,000 (Oct 2024)
Tax Bill	$13,070 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Oct 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`8488-019-006`

Property Details

APN / Parcel Number

Primary APN	`8488-019-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,733 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	17,575 sqft (0.404 acres)
Lot Dimensions	248 ft deep x 71 ft wide

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	439 E MERCED AVE
City	WEST COVINA
State	CA
Zip	91790-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WCRAYY
Legal Description	E J BALDWINS FIFTH SUBDIVISION OF A POR TION OF RANCHO LA PUENTE W 70 FT OF E 873.36 FT OF N 300 FT (EX OF ST) OF LOT 264
Legal Subdivision	E J BALDWINS FIFTH SUB RANCHO LA PUENTE
Legal Block	2
Legal Lot Number	264
Jurisdiction	LOS ANGELES CA
Township / Civil Division	EAST SAN GABRIEL VALLEY
Census Block Group	2
Census Block	2000
Census Tract	406602

Owner

439 E Merced Ave is owned and occupied by an individual who bought it in October 2024.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	439 E MERCED AVE, WEST COVINA, CA 91790-5023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2024	Grant Deed, Transfer · Conventional Mortgage AITON CAPITAL INC
Oct 29, 2024	Grant Deed, Transfer · Commercial Mortgage TONG WANG
Jan 12, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2024 · Amount on File
Deed Sale	Oct 29, 2024 · Amount on File
Deed Document Number	2024740649
Prior Transfer Date	Jan 5, 2021
Prior Transfer Doc	0000057886
Record Updated	Oct 29, 2026

December 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Dec 6, 2024
Property Address	439 E MERCED AVE, WEST COVINA, CA 91790-5023
Document Number	0000858298
Map Reference	MB 12 PG 134&135
Instrument Date	Nov 21, 2024
Instrument	24-0858298
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 E MERCED AVE, WEST COVINA, CA 91790-5023

Mortgage

Document Number	0000858299
Date	Dec 6, 2024
Instrument	24-0858299

Lender

Name	AITON CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Min Rate At Change	5.62%
Max Rate At Change	9.62%
Index	SOFR Average 30-Day
Margin	5
Max Rate	12.6%

October 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Oct 29, 2024
Property Address	439 E MERCED AVE, WEST COVINA, CA 91790-5023
Document Number	0000740649
Map Reference	MB 12 PG 134&135
Instrument Date	Oct 18, 2024
Instrument	24-0740649
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	UNKNOWN, UPWARD TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	439 E MERCED AVE, WEST COVINA, CA 91790-5023

Mortgage

Document Number	0000740650
Date	Oct 29, 2024
Instrument	24-0740650

Lender

Name	TONG WANG
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOS ANGELES CA
Recording Date	Jan 12, 2021
Property Address	439 E MERCED AVE, WEST COVINA, CA 91790-5023
Document Number	0000057886
Map Reference	MB 12 PG 134&135
Instrument Date	Dec 22, 2020
Instrument	21-0057886
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	FIDELITY NATL TTL ORANGE CNT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	439 E MERCED AVE, WEST COVINA, CA 91790-5023

Mortgage

Document Number	0000057888
Date	Jan 12, 2021
Instrument	21-0057888

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	703 Months
Due	Aug 4, 2079

Interest

Rate Type	Adjustable Rate
Rate	2.84%
Type Change Date	Feb 1, 2022
Change Frequency	Monthly
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 439 E Merced Ave was $13,070, up 709.3% from the year before.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	West Covina City
Unified School District	West Covina Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,101,600 (+2%) Land $855,168 Building $246,432
2025	$13,070.00 (+709.29%)	$1,080,000 Land $838,400 Building $241,600
2024	$1,615.00 (+3.73%)
2023	$1,557.00 Homeowner's exemption	$85,244 Land $19,289 Building $65,955
2022	$1,557.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 439 E Merced Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 439 E Merced Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUBURBAN WATER SYSTEMS-SAN JOSE private · serves 170,523 people · EPA ID CA1910205
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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