439 E Main St, Montrose, CO 81401 Property Records

Montrose County property record for 439 E Main St, Montrose, CO 81401

Property Summary

Property Type	Bar, Tavern
Details	3,106 sqft · built 1895
Lot Size	0.071 acres (3,125 sqft)
Owner	Company Name on Record
Last Sale	$725,000 (Mar 2026)
Tax Bill	$8,741 (2025)
Deeds & Mortgages	Apr 2009 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3767-284-03-011`

Property Details

APN / Parcel Number

Primary APN	`3767-284-03-011`
Alternative APN	`R0650750`

Interior

Stories	1 Story
Building Area	3,106 sqft Heated Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	3,125 sqft (0.071 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater
Heating Fuel	Gas

Location & Zoning

Account Number	R0650750
Street Address	439 E MAIN ST
City	MONTROSE
State	CO
Zip	81401-3929
Property Category	Commercial
Property Type	Commercial > Retail > Bar, Tavern
Legal Description	SUBD: MONTROSE TOWN OF BLOCK: 88 LOT: 22 S: 28 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	28
Legal Subdivision	MONTROSE TOWN OF
Legal Block	88
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	3
Census Block	3045
Census Tract	966302

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2555 E CAMELBACK RD, 800, PHOENIX, AZ 85016-9267
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2009	Deed of Trust, Mortgage · Commercial Mortgage MONTROSEBANK
Mar 30, 2026	Warranty Deed, Transfer · Commercial Mortgage CITIZENS STATE BANK
Nov 20, 2020	Special Warranty Deed, Transfer · Stand-Alone First Mortgage JOE H WESTCOTT ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Jul 2, 1998 · Amount on Record
Deed Document Number	2026989642
Record Updated	Jun 8, 2026

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	439 E MAIN ST, MONTROSE, CO 81401-3929
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000800801
Date	Apr 2, 2009
Instrument	800801

Lender

Name	MONTROSEBANK
Address	MONTROSE, CO 81401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Apr 1, 2012

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Mar 30, 2026
Property Address	439 E MAIN ST, MONTROSE, CO 81401-3929
Document Number	0000989642
Instrument Date	Mar 26, 2026
Instrument	989642
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2555 E CAMEINACK RD #800 # 800, 800, PHOENIX, AZ 85016

Mortgage

Document Number	0000989643
Date	Mar 30, 2026
Instrument	989643

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 26, 2031

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Nov 20, 2020
Property Address	439 E MAIN ST, MONTROSE, CO 81401-3929
Document Number	0000928487
Instrument Date	Nov 20, 2020
Instrument	928487
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.02
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 FISHER CANYON CT, RIDGWAY, CO 81432-7700

Mortgage

Document Number	0000928488
Date	Nov 20, 2020
Instrument	928488

Lender

Name	JOE H WESTCOTT ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	67 Months
Due	Jun 1, 2026

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,741.00 (+8.95%)	$125,830 (+11.67%)	$466,020 (+15.38%) Land $38,810 Building $427,210
2024	$8,023.00 (+4.66%)	$112,680 (-10.45%) Land $9,840 Building $102,840
2023	$7,666.00	$125,830 Land $10,230 Building $115,600	$403,900 Land $35,280 Building $368,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: FastTrack Communications, Vero Fiber.

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