Montrose County property record for 431 E Main St, Montrose, CO 81401
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3,450 sqft · built 1900 |
| Lot Size | 0.086 acres (3,750 sqft) |
| Owner | Company Name on Record |
| Last Sale | $265,000 (Jan 2024) |
| Tax Bill | $5,002 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3767-284-03-015 |
| Primary APN | 3767-284-03-015 |
|---|---|
| Alternative APN |
|
| Units | 2 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 3,450 sqft Heated Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 3,750 sqft (0.086 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Evaporative |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Gas |
| Account Number | R0650753 |
|---|---|
| Street Address | 431 E MAIN ST |
| City | MONTROSE |
| State | CO |
| Zip | 81401-3929 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | SUBD: MONTROSE TOWN OF BLOCK: 88 LOT: 19 AND:- LOT: 20 E 10FT OF 19 W20FT OF 20 S: 28 T: 49 R: 9 |
| Legal Range | 09 |
| Legal Township | 49 |
| Legal Section | 28 |
| Legal Subdivision | MONTROSE TOWN OF |
| Legal Block | 88 |
| Jurisdiction | MONTROSE CO |
| Township / Civil Division | MONTROSE |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 966302 |
Source: Montrose County records, as of May 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | MONTROSE, CO 81401 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2024 · Amount on Record |
| Deed Sale | Jan 22, 2024 · Amount on Record |
| Prior Sale | Jan 1, 1996 |
| Deed Document Number | 2024968574 |
| Last Transfer Date | Apr 17, 2024 |
| Transfer Doc | 0000970833 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTROSE CO |
| Recording Date | Jan 22, 2024 |
| Property Address | 431 E MAIN ST, MONTROSE, CO 81401-3929 |
| Document Number | 0000968574 |
| Instrument Date | Jan 5, 2024 |
| Instrument | 968574 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 431 E MAIN ST, MONTROSE, CO 81401-3929 |
| Document Number | 0000968575 |
|---|---|
| Date | Jan 22, 2024 |
| Instrument | 968575 |
| Name | DENIS MANTRASE |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Montrose County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montrose County |
| Municipality | Montrose City |
| Unified School District | Montrose County School District RE-1J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,002.00 (+35.45%) | $72,010 (+38.83%) | $266,690 (+43.43%) Land $46,580 Building $220,110 |
| 2024 | $3,693.00 (+4.65%) | $51,870 (-17.17%) Land $11,810 Building $40,060 | |
| 2023 | $3,529.00 | $62,620 Land $12,280 Building $50,340 | $185,940 Land $42,340 Building $143,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Jan 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: FastTrack Communications, Vero Fiber.
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