439 Corley St, Bluffton, SC 29910 Property Records

Beaufort County property record for 439 Corley St, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,318 sqft · built 2022
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$2,040,000 (Dec 2023)
Tax Bill	$26,194 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`242002657`

Property Details

APN / Parcel Number

Primary APN	`242002657`
Alternative APN	`R614 052 000 0097 0000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,318 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	439 CORLEY ST
City	BLUFFTON
State	SC
Zip	29910-8037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5529 BLK L-1 MORELAND LANDING PALMETTO BLUFF PB139 PG106-109 PB140 PG124-128
Legal Subdivision	PALMETTO BLUFF S/D
Legal Block	L-1
Legal Lot Number	5529
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1102
Census Tract	2102

Owner

439 Corley St is owned by an individual who bought it in December 2023.

Source: Beaufort County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1425 WILLOW AVE, WESTERN SPRINGS, IL 60558-1362
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A
Dec 21, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jan 11, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH ATLANTIC BANK
Apr 30, 2019	Grant Deed, Transfer ATTORNEY ONLY
Apr 12, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2023 · Amount on File
Deed Sale	Dec 21, 2023 · Amount on File
Prior Sale	Apr 30, 2019 · Amount on File
Deed Document Number	202358342
Deed Book / Page	4298 / 1551
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Recording Date	May 14, 2026
Property Address	439 CORLEY ST, BLUFFTON, SC 29910-8037
Document Number	0000021268
Book / Page	4538 / 95
Instrument Date	Dec 18, 2025
Instrument	202621268
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 WILLOW AVE, WESTERN SPRINGS, IL 60558-1362

Mortgage

Document Number	0000021268,
Date	May 14, 2026
Book Page	4538/95
Instrument	202621268

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Dec 21, 2023
Property Address	439 CORLEY ST, BLUFFTON, SC 29910-8037
Document Number	0000058342
Book / Page	4298 / 1551
Map Reference	MB 141 PG 105
Instrument Date	Dec 18, 2023
Instrument	2023058342
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,304.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 WILLOW AVE, WESTERN SPRINGS, IL 60558-1362

Mortgage

Document Number	0000058343
Date	Dec 21, 2023
Book Page	4298/1555
Instrument	2023058343

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	1-Year T-Bill
Max Rate	11.3%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	439 CORLEY ST, BLUFFTON, SC 29910-8037
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 INVERNESS DR, BLUFFTON, SC 29910-4976

Mortgage

Document Number	0000002444
Date	Jan 11, 2021
Book Page	3957/2893
Instrument	2021002444

Lender

Name	SOUTH ATLANTIC BANK
Type	Bank
Address	MYRTLE BEACH, SC 29572

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Apr 30, 2019
Property Address	439 CORLEY ST, BLUFFTON, SC 29910-8037
Document Number	0000022065
Book / Page	003755 / 002937
Instrument Date	Apr 23, 2019
Instrument	22065
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,265.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	111 INVERNESS DR BLUFFTON SC 299104976, BLUFFTON, SC 29910-4976

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Apr 12, 2017
Property Address	439 CORLEY ST, BLUFFTON, SC 29910-8037
Document Number	0000018241
Book / Page	003566 / 001474
Instrument Date	Mar 31, 2017
Instrument	18241
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,359.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19 VILLAGE PARK SQ BLUFFTON SC 299108331, BLUFFTON, SC 29910-8331

Tax Assessment & Valuation

The 2025 property tax bill for 439 Corley St was $26,194, up 1.5% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,194.00 (+1.5%)	$91,800 (-)
2024	$25,808.00 (+14.09%)	$91,800 (+13.64%)	$2,040,000 (-) Land $475,000 Building $1,565,000
2023	$22,620.00 (+275%)	$80,780 (+293.66%)	$2,040,000 (+496.49%) Land $475,000 Building $1,565,000
2022	$6,032.00	$20,520	$342,000 Land $342,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 439 Corley St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 666 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	666 in force
Nearby Flood Claims	13 (1991–2021)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 Corley St is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 97.5% of South Carolina
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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