St. Charles County property record for 439 Copperfield Ct, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,452 sqft · built 2021 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,294 (Jul 2021) |
| Tax Bill | $3,879 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2021 Construction Loan |
| Flood Zone | Zone X (moderate risk) |
| APN | T200500403 |
| Primary APN | T200500403 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,452 sqft Living Area |
| Gross Area | 2,044 sqft |
| 1st Floor Area | 858 sqft |
| Basement Area | 592 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Lot Area | 5,001 sqft (0.115 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | T200500403 |
|---|---|
| Street Address | 439 COPPERFIELD CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLESTOWNE PL #7 LOT 31 |
| Legal Subdivision | CHARLESTOWNE PL #7 |
| Legal Lot Number | 31 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 310201 |
439 Copperfield Ct is owned and occupied by an individual who bought it in July 2021.
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 439 COPPERFIELD CT, SAINT CHARLES, MO 63301-4931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Apr 5, 2021 | Warranty Deed, Construction Loan · Construction Mortgage ST LOUIS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on File |
| Deed Sale | Jul 27, 2021 · Amount on File |
| Prior Sale | Apr 5, 2021 · Amount on File |
| Deed Document Number | 202162628 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 27, 2021 |
| Property Address | 439 COPPERFIELD CT, SAINT CHARLES, MO 63301-4931 |
| Document Number | 0000062628 |
| Map Reference | MB 50 PG 347 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 2021R-062628 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 695 TRADE CENTER BLVD # BLVD200, 695, CHESTERFIELD, MO 63005-1228 |
| Name | Verified Name |
|---|---|
| Address | 439 COPPERFIELD CT, SAINT CHARLES, MO 63301-4931 |
| Document Number | 0000062629 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 2021R-062629 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 5, 2021 |
| Property Address | 439 COPPERFIELD CT, SAINT CHARLES, MO 63301-4931 |
| Document Number | 0000029694 |
| Map Reference | MB 50 PG 347 |
| Instrument Date | Apr 2, 2021 |
| Instrument | 2021R-029694 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 4, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 695 TRADE CENTER BLVD, 695, CHESTERFIELD, MO 63005-1228 |
| Name | Verified Name |
|---|---|
| Address | 695 TRADE CENTER BLVD STE 200, 200, CHESTERFIELD, MO 63005-1276 |
| Investor | Possibly a Property Investor |
| Document Number | 0000029695 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 2021R-029695 |
| Name | ST LOUIS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 439 Copperfield Ct was $3,879.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,374 (-) | $312,497 (-) Land $64,751 Building $247,746 | |
| 2025 | $3,879.00 | $59,374 | $312,497 Land $64,751 Building $247,746 |
| 2023 | $47,253 | ||
| 2022 | $248,705 Land $58,334 Building $190,371 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 439 Copperfield Ct in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Sep 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 439 Copperfield Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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