437 Copperfield Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 437 Copperfield Ct, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,364 sqft · built 2021
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,158 (Jul 2021)
Tax Bill	$3,799 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2021 Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`T200500404`

Property Details

APN / Parcel Number

Primary APN	`T200500404`
Alternative APN	`5-116B-C828-00-0032.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
Gross Area	2,724 sqft
1st Floor Area	1,364 sqft
Basement Area	1,360 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	5,001 sqft (0.115 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T200500404
Street Address	437 COPPERFIELD CT
City	SAINT CHARLES
State	MO
Zip	63301-4931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLESTOWNE PL #7 LOT 32
Legal Subdivision	CHARLESTOWNE PL #7
Legal Lot Number	32
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2000
Census Tract	310201

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	437 COPPERFIELD CT, SAINT CHARLES, MO 63301-4931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST INTEGRITY MORTGAGE SERVICES I
Feb 16, 2021	Warranty Deed, Construction Loan · Construction Mortgage ST LOUIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Prior Sale	Feb 16, 2021 · Amount on Record
Deed Document Number	202161227
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 21, 2021
Property Address	437 COPPERFIELD CT, SAINT CHARLES, MO 63301-4931
Document Number	0000061227
Map Reference	MB 50 PG 347
Instrument Date	Jul 20, 2021
Instrument	2021R-061227
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	695 TRADE CENTER BLVD # BLVD200, 695, CHESTERFIELD, MO 63005-1228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 COPPERFIELD CT, SAINT CHARLES, MO 63301-4931

Mortgage

Document Number	0000061228
Date	Jul 21, 2021
Instrument	2021R-061228

Lender

Name	FIRST INTEGRITY MORTGAGE SERVICES I
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 16, 2021
Property Address	437 COPPERFIELD CT, SAINT CHARLES, MO 63301-4931
Document Number	0000013464
Map Reference	MB 50 PG 347
Instrument Date	Feb 11, 2021
Instrument	2021R-013464
Transaction Type	Construction Loan
Record Updated	Oct 4, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	695 TRADE CENTER BLVD, 695, CHESTERFIELD, MO 63005-1228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 TRADE CENTER BLVD STE 200, 200, CHESTERFIELD, MO 63005-1276

Mortgage

Document Number	0000013465
Date	Feb 16, 2021
Instrument	2021R-013465

Lender

Name	ST LOUIS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,145 (-)	$306,026 (-) Land $64,751 Building $241,275
2025	$3,799.00	$58,145 (+14.53%)	$306,026 (+14.53%) Land $64,751 Building $241,275
2023		$50,767
2022			$267,194 Land $58,334 Building $208,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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