439 Consaul Rd, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 439 Consaul Rd, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,070 sqft · built 1955
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Apr 2022)
Tax Bill	$5,492 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 7.3-1-3`

Property Details

APN / Parcel Number

Primary APN	`012689 7.3-1-3`
Alternative APNs	`268900700300010030000000` `00700300010030000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,070 sqft Living Area
1st Floor Area	1,110 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	39,640 sqft (0.91 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00700300010030000000
Street Address	439 CONSAUL RD
City	SCHENECTADY
State	NY
Zip	12304-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	N-TWN LINE E-427 S-55-55
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	3
Census Block	3010
Census Tract	13802

Owner

Source: Albany County and Colonie Town records · APN 012689 7.3-1-3

Assessment roll updated March 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	439 CONSAUL RD, SCHENECTADY, NY 12304-2518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 05, 2022 · Amount on Record
Deed Sale	Apr 05, 2022 · Amount on Record
Prior Sale	May 19, 2006 · Amount on Record
Deed Document Number	20228916
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	439 CONSAUL RD, SCHENECTADY, NY 12304-2518
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22B LD HICKORY DRIVE A1, A1, ALBANY, NY 12204

Mortgage

Document Number	0000000917
Date	Apr 05, 2022
Instrument	R2022-8917

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,492.00 (-24.34%)	$114,000 (-) Land $28,500 Building $85,500	$260,900 (+16.73%) Land $65,225 Building $195,675
2023		$114,000 (-) Land $28,500 Building $85,500	$223,500 (+9.3%) Land $55,875 Building $167,625
2022		$114,000 Land $28,500 Building $85,500	$204,484 Land $51,121 Building $153,363
2021	$7,259.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 6, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Based on FCC filings for 78 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.