Albany County and Colonie Town property record for 428 Consaul Rd, Schenectady, NY 12304
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3 ba · 2,850 sqft · built 1836 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,417 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit Nov 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 17.1-2-1.1 |
| Primary APN | 012689 17.1-2-1.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,850 sqft Total Area |
| 1st Floor Area | 1,960 sqft |
| 2nd Floor Area | 600 sqft |
| Upper Floors Area | 290 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1836 |
|---|---|
| Effective Year Built | Effective 1836 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 34,412 sqft (0.79 acres) |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 458 sqft |
| Patio Area | 740 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01700100020010010000 |
|---|---|
| Street Address | 428 CONSAUL RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2520 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 04 - FARM |
| Legal Description | N-CONSAUL RD E-418 S-57-69 |
| Legal Block | 2 |
| Legal Lot Number | 1.001 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 13803 |
Source: Albany County and Colonie Town records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 428 CONSAUL RD, SCHENECTADY, NY 12304-2520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2019 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BK |
| Nov 18, 2019 | Loan Modification, Mortgage · Line of Credit TRUSTCO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 428 CONSAUL RD, SCHENECTADY, NY 12304-2520 |
| Document Number | 0000006576 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 428 CONSAUL RD SCHENECTADY NY 123042520, SCHENECTADY, NY 12304-2520 |
| Document Number | 0000006576 |
|---|---|
| Date | Mar 26, 2020 |
| Instrument | 6576 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | GLENVILLE, NY 12302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 428 CONSAUL RD, SCHENECTADY, NY 12304-2520 |
| Document Number | 0000001566 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 428 CONSAUL RD SCHENECTADY NY 123042520, SCHENECTADY, NY 12304-2520 |
| Document Number | 0000001566 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 1566 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | GLENVILLE, NY 12302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,417.00 Homeowner's exemption Senior Citizen's exemption | $153,100 (-) Land $38,300 Building $114,800 | $350,300 (+16.69%) Land $87,632 Building $262,668 |
| 2023 | $153,100 Land $38,300 Building $114,800 | $300,200 Land $75,099 Building $225,101 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Mar 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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