439 Concordia Dr, Katy, TX 77450 Property Records

Harris County property record for 439 Concordia Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,892 sqft · built 1973
Lot Size	0.253 acres (11,005 sqft)
Owner	Individual Name on Record
Last Sale	$230,400 (Sep 2018)
Tax Bill	$3,199 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-498-000-0002`

Property Details

APN / Parcel Number

Primary APN	`105-498-000-0002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,892 sqft Living Area
1st Floor Area	1,892 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	11,005 sqft (0.253 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1054980000002
Street Address	439 CONCORDIA DR
City	KATY
State	TX
Zip	77450-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 BLK 17 WEST MEMORIAL SEC 2
Legal Subdivision	WEST MEMORIAL SEC 2
Legal Block	17
Legal Lot Number	2
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2022
Census Tract	455200

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	439 CONCORDIA DR, KATY, TX 77450-2302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · FHA Mortgage SYNERGY ONE LENDING
Sep 21, 2018	Warranty Deed, Transfer AMCAP MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Prior Sale	Aug 27, 2014 · Amount on Record
Deed Document Number	2018433919
Prior Transfer Date	Sep 20, 2018
Prior Transfer Doc	2018433919
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	439 CONCORDIA DR, KATY, TX 77450-2302
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131369
Date	Mar 11, 2022
Instrument	2022-131369

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Sep 21, 2018
Property Address	439 CONCORDIA DR, KATY, TX 77450-2302
Document Number	0000433919
Instrument Date	Sep 20, 2018
Instrument	433919
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	CELEBRITY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 CONCORDIA DR KATY TX 774502302, KATY, TX 77450-2302

Mortgage

Document Number	433920
Date	Sep 21, 2018
Instrument	433920

Lender

Name	AMCAP MTG
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,000 (-13.31%) Land $109,870 Building $110,130	$220,000 (-13.31%) Land $109,870 Building $110,130
2025	$3,199.00 (-28.32%) Homeowner's exemption	$253,788 (-2.38%) Land $81,385 Building $172,403	$253,788 (-2.38%) Land $81,385 Building $172,403
2024	$4,463.00 (-2.15%)
2023		$259,974 Land $53,714 Building $206,260	$259,974 Land $53,714 Building $206,260
2022	$4,561.00 (+27.54%)
2020	$3,576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	40 (1979–2024)
Claims Outside the SFHA	40 of 40
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 7 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST MEMORIAL MUD serves 4,182 people · EPA ID TX1010540
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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