438 Concordia Dr, Katy, TX 77450 Property Records

Harris County property record for 438 Concordia Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,883 sqft · built 1973
Lot Size	0.19 acres (8,280 sqft)
Owner	Individual Name on Record
Last Sale	$437,343 (Mar 2026)
Tax Bill	$2,827 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-503-000-0002`

Property Details

APN / Parcel Number

Primary APN	`105-503-000-0002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,883 sqft Living Area
1st Floor Area	1,883 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	8,280 sqft (0.19 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1055030000002
Street Address	438 CONCORDIA DR
City	KATY
State	TX
Zip	77450-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 BLK 22 WEST MEMORIAL SEC 2
Legal Subdivision	WEST MEMORIAL SEC 2
Legal Block	22
Legal Lot Number	2
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2030
Census Tract	455200

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	438 CONCORDIA DR, KATY, TX 77450-2303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Vendor's Lien, Subdivision Related Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 16, 2025	Warranty Deed, Transfer MAJESTIC TITLE, MAJESTIC TITLE LLC
Jul 17, 2020	Deed of Trust, Mortgage JP MORGAN CHASE BK
Apr 11, 2017	Quit Claim Deed, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Prior Sale	Jun 16, 2025
Deed Document Number	202695103
Prior Transfer Date	Apr 10, 2017
Prior Transfer Doc	0000154253
Record Updated	Sep 20, 2026

March 2026: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Mar 13, 2026
Property Address	438 CONCORDIA DR, KATY, TX 77450-2303
Document Number	0000095103
Map Reference	MF 193 PG 1
Instrument Date	Mar 12, 2026
Instrument	2026-95103
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 20, 2026
Title Company	MAJESTIC TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	438 CONCORDIA DR, KATY, TX 77450-2303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 CONCORDIA DR, KATY, TX 77450-2303

Mortgage

Date	Mar 13, 2026

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 16, 2025
Property Address	438 CONCORDIA DR, KATY, TX 77450-2303
Document Number	0000230639
Map Reference	VOL 193 PG 1
Instrument Date	Jun 13, 2025
Instrument	2025-230639
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	MAJESTIC TITLE, MAJESTIC TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	438 CONCORDIA DR, KATY, TX 77450-2303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 CONCORDIA DR, KATY, TX 77450-2303

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	438 CONCORDIA DR, KATY, TX 77450-2303
Document Number	0000329417
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	438 CONCORDIA DR KATY TX 774502303, KATY, TX 77450-2303

Mortgage

Document Number	0000329417
Date	Jul 23, 2020
Instrument	329417

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 22, 2035

April 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 11, 2017
Property Address	438 CONCORDIA DR, KATY, TX 77450-2303
Document Number	0000154253
Instrument Date	Apr 10, 2017
Instrument	154253
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	438 CONCORDIA DR KATY TX 774502303, KATY, TX 77450-2303

Mortgage

Document Number	154254
Date	Apr 11, 2017
Instrument	154254

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 10, 2032

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,827.00 (-13.15%)	$231,350 (-11.59%) Land $78,660 Building $152,690	$231,350 (-11.59%) Land $78,660 Building $152,690
2024	$3,255.00 (+47.09%)
2023		$261,667 Land $51,916 Building $209,751	$261,667 Land $51,916 Building $209,751
2022	$2,213.00 (-27.11%)
2020	$3,036.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	40 (1979–2024)
Claims Outside the SFHA	40 of 40
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 7 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST MEMORIAL MUD serves 4,182 people · EPA ID TX1010540
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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