439 Colonist Pl, Cameron, NC 28326 Property Records

Harnett County property record for 439 Colonist Pl, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,973 sqft · built 2011
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$368,000 (Jun 2025)
Tax Bill	$2,968 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500072380`

Property Details

APN / Parcel Number

Primary APN	`1500072380`
Alternative APNs	`09956509 0282 85` `1500045525`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,973 sqft Heated Area
1st Floor Area	872 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500072380
Street Address	439 COLONIST PL
City	CAMERON
State	NC
Zip	28326-4003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#163 COLONY@LEXINGTON MAP#2010-64
Legal Subdivision	LEXINGTON PLANTATION
Legal Lot Number	163
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2000
Census Tract	71303

Owner

439 Colonist Pl is owned and occupied by an individual who bought it in June 2025.

Source: Harnett County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	439 COLONIST PL, CAMERON, NC 28326-4003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 9, 2026	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Oct 29, 2021	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2025 · Amount on File
Deed Sale	Jun 12, 2025 · Amount on File
Prior Sale	Oct 29, 2021 · Amount on File
Deed Document Number	202510761
Deed Book / Page	4289 / 1672
Prior Transfer Date	Aug 3, 2015
Prior Transfer Doc	0000010983
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Recording Date	Apr 9, 2026
Property Address	439 COLONIST PL, CAMERON, NC 28326-4003
Document Number	0000006819
Book / Page	4336 / 116
Instrument Date	Mar 24, 2026
Instrument	20266819
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DBR TITLE, DB TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 COLONIST PL, CAMERON, NC 28326-4003
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006819,
Date	Apr 9, 2026
Book Page	4336/116
Instrument	20266819

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Recording Date	Apr 9, 2026
Property Address	439 COLONIST PL, CAMERON, NC 28326-4003
Document Number	0000006819
Book / Page	4336 / 116
Instrument Date	Mar 24, 2026
Instrument	20266819
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DBR TITLE, DB TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 COLONIST PL, CAMERON, NC 28326-4003
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006819,
Date	Apr 9, 2026
Book Page	4336/116
Instrument	20266819

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Oct 29, 2021
Property Address	439 COLONIST PL, CAMERON, NC 28326-4003
Document Number	0000025664
Book / Page	4068 / 499
Map Reference	MB 2010 PG 64-66
Instrument Date	Oct 14, 2021
Instrument	2021025664
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4004 LAKE ST, 4004, BOSSIER CITY, LA 71112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 COLONIST PL, CAMERON, NC 28326-4003

Mortgage

Document Number	0000025665
Date	Oct 29, 2021
Book Page	4068/502
Instrument	2021025665

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 439 Colonist Pl was $2,968, up 23% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,968.00 (+23%)	$429,515 (+31.18%)	$429,515 (+31.18%) Land $76,380 Building $353,135
2025	$2,413.00	$327,427	$327,427 Land $44,460 Building $282,967
2023	$2,413.00	$327,427	$327,427 Land $44,460 Building $282,967

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 439 Colonist Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 Colonist Pl is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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