415 Colonist Pl, Cameron, NC 28326 Property Records

Harnett County property record for 415 Colonist Pl, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,755 sqft · built 2012
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Apr 2026)
Tax Bill	$2,374 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500052683`

Property Details

APN / Parcel Number

Primary APN	`1500052683`
Alternative APNs	`09956509 0282 87` `1500006431` `1500079575`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,755 sqft Heated Area
1st Floor Area	1,535 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	440 sqft
Porch	Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500079575
Street Address	415 COLONIST PL
City	CAMERON
State	NC
Zip	28326-4003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#165 COLONY @ LEXINGTON MAP#2010-64
Legal Subdivision	LEXINGTON PLANTATION
Legal Lot Number	165
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2000
Census Tract	71303

Owner

415 Colonist Pl is owned and occupied by an individual who bought it in April 2026.

Source: Harnett County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	415 COLONIST PL, CAMERON, NC 28326-4003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 14, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 31, 2022	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2026 · Amount on File
Deed Sale	Apr 14, 2026 · Amount on File
Prior Sale	Oct 31, 2022 · Amount on File
Deed Document Number	20267176
Deed Book / Page	4336 / 2433
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	415 COLONIST PL, CAMERON, NC 28326-4003
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 COLONIST PL, CAMERON, NC 28326-4003
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004193
Date	Feb 28, 2022
Book Page	4120/19
Instrument	2022004193

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Feb 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Apr 14, 2026
Property Address	415 COLONIST PL, CAMERON, NC 28326-4003
Document Number	0000007176
Book / Page	4336 / 2433
Instrument Date	Mar 25, 2026
Instrument	2026.7176
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 COLONIST PL, CAMERON, NC 28326-4003

Mortgage

Document Number	0000007177,
Date	Apr 14, 2026
Book Page	4336/2436
Instrument	2026.7177

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Oct 31, 2022
Property Address	415 COLONIST PL, CAMERON, NC 28326-4003
Document Number	0000112533
Book / Page	4172 / 777
Map Reference	MB 2010 PG 64-66
Instrument Date	Oct 19, 2022
Instrument	2022112533
Transaction Type	Transfer
Record Updated	Nov 17, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3122 MISSION GROVE DR, 3122, HOUSTON, TX 77068-2058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 COLONIST PL, CAMERON, NC 28326-4003

Mortgage

Document Number	0000112535
Date	Oct 31, 2022
Instrument	2022112535

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 415 Colonist Pl was $2,374, up 36.4% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,374.00 (+36.44%)	$305,288 (+31.15%)	$305,288 (+31.15%) Land $76,380 Building $228,908
2025	$1,740.00	$232,776	$232,776 Land $44,460 Building $188,316
2023	$1,740.00	$232,776	$232,776 Land $44,460 Building $188,316

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Colonist Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Colonist Pl is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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