Transylvania County property record for 396 Cardinal Dr, Brevard, NC 28712
| Property Type | Commercial |
|---|---|
| Details | 4 bd · 5 ba · 4,944 sqft · built 2002 |
| Lot Size | 1.26 acres (54,921 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,800,000 (Aug 2020) |
| Tax Bill | $12,635 (2026) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8513-53-2369-000 |
| Primary APN | 8513-53-2369-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Building Area | 4,944 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 54,921 sqft (1.26 acres) |
| View / Lot | Waterfront |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 70514140 |
|---|---|
| Street Address | 396 CARDINAL DR W |
| City | LAKE TOXAWAY |
| State | NC |
| Zip | 28747-5515 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | B M L40 CARDINAL DR |
| Legal Subdivision | LAKE TOXAWAY CO AS ORIGINALLY |
| Jurisdiction | TRANSYLVANIA NC |
| Township / Civil Division | HOGBACK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 960602 |
396 Cardinal Dr, a commercial property, is owned by two individuals who bought it in August 2020.
Source: Transylvania County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6120 MOSS RANCH RD, PINECREST, FL 33156-5641 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2020 · Amount on File |
| Deed Sale | Aug 18, 2020 · Amount on File |
| Prior Sale | Feb 1, 2001 · Amount on File |
| Deed Document Number | 20204707 |
| Deed Book / Page | 935 / 170 |
| Prior Transfer Date | Jun 7, 2011 |
| Prior Transfer Doc | 0005770220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Recording Date | Aug 18, 2020 |
| Property Address | 396 CARDINAL DR, BREVARD, NC 28712 |
| Document Number | 0009350170 |
| Book / Page | 935 / 170 |
| Map Reference | FILE 2 SL 283 |
| Instrument Date | Aug 13, 2020 |
| Instrument | 2020004707 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 132 RED BIRD CIR, 132, LAKE TOXAWAY, NC 28747-8548 |
| Name | Verified Name |
|---|---|
| Address | 6120 MOSS RANCH RD, PINECREST, FL 33156-5641 |
| Document Number | 2020004708 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 2020004708 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2026 property tax bill for 396 Cardinal Dr was $12,635.
Source: Transylvania County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Transylvania County |
| Unified School District | Transylvania County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,635.00 | $2,629,610 Land $650,000 Building $1,979,610 | $2,629,610 Land $650,000 Building $1,979,610 |
| 2023 | $11,816.00 | $1,794,960 Land $560,000 Building $1,234,960 | $1,794,960 Land $560,000 Building $1,234,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 396 Cardinal Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2021 · Remnants Of Tropical Storm Fred |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 396 Cardinal Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 2,000 / 200 |
May also be available: T-Mobile, Verizon.
No cell data coverage reported
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