439 Atlantic Ave, Matawan, NJ 07747 Property Records

Monmouth County and Aberdeen Township property record for 439 Atlantic Ave, Matawan, NJ 07747

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,586 sqft · built 1930
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Dec 1994)
Tax Bill	$7,242 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-00027-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`01-00027-0000-00006`
Alternative APN	`010002700006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,586 sqft Living Area
1st Floor Area	1,211 sqft
Basement Area	899 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Street Address	439 ATLANTIC AVE
City	MATAWAN
State	NJ
Zip	07747-2340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Block	27
Legal Lot Number	6
Jurisdiction	MONMOUTH NJ
Township / Civil Division	ABERDEEN
Census Block Group	2
Census Block	2024
Census Tract	802700

Owner

439 Atlantic Ave is owned and occupied by two individuals who acquired it in August 2007.

Source: Monmouth County and Aberdeen Township records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	439 ATLANTIC AVE, MATAWAN, NJ 07747-2340
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 1994 · Amount on File
Deed Sale	Dec 19, 1994 · Amount on File
Deed Book / Page	5372 / 751
Last Transfer Date	Aug 16, 2007
Transfer Doc	0086733357
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	439 ATLANTIC AVE, MATAWAN, NJ 07747-2340
Document Number	0000093031
Instrument Date	Jun 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	EAGLE TITLE AGENCY LLC, EAGLE TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 ATLANTIC AVE MATAWAN NJ 077472340, MATAWAN, NJ 07747-2340

Mortgage

Document Number	0000093031
Date	Aug 20, 2020
Book Page	009435/001769
Instrument	93031

Lender

Name	FINANCIAL FREEDOM MTG
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 439 Atlantic Ave was $7,242, up 1.9% from the year before.

Source: Monmouth County and Aberdeen Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Aberdeen Township
Unified School District	Matawan-Aberdeen Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,800 (+10.67%) Land $214,500 Building $196,300	$410,800 (+10.67%) Land $214,500 Building $196,300
2025	$7,242.00 (+1.91%)	$371,200 Land $176,700 Building $194,500	$371,200 Land $176,700 Building $194,500
2024	$7,106.00
2023		$325,700 Land $139,200 Building $186,500	$325,700 Land $139,200 Building $186,500
2022	$7,078.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 439 Atlantic Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 Atlantic Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ABERDEEN- HIGH SCHOOL/OAKSHADE AREA serves 2,123 people · EPA ID NJ1330003
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20