433 Atlantic Ave, Matawan, NJ 07747 Property Records

Monmouth County and Aberdeen Township property record for 433 Atlantic Ave, Matawan, NJ 07747

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,036 sqft · built 1935
Lot Size0.144 acres (6,251 sqft)
OwnerIndividual Name on File
Tax Bill$5,734 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Nov 2025 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN01-00027-0000-00004

Property Details

APN / Parcel Number

Primary APN01-00027-0000-00004
Alternative APN
  • 010002700004

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,036 sqft Living Area
1st Floor Area1,036 sqft
Basement Area1,036 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeBrick
Roof TypeFlat
Roof MaterialOther
Lot Area6,251 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide
PorchOpen Porch
Deck Area210 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address433 ATLANTIC AVE
CityMATAWAN
StateNJ
Zip07747-2340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal SubdivisionABERDEEN
Legal Block27
Legal Lot Number4
JurisdictionMONMOUTH NJ
Township / Civil DivisionABERDEEN
Census Block Group2
Census Block2024
Census Tract802700

Owner

433 Atlantic Ave is owned and occupied by an individual who acquired it in April 1993.

Source: Monmouth County and Aberdeen Township records, as of July 9, 2026

Owner of RecordIndividual Name on File
Mailing Address433 ATLANTIC AVE, MATAWAN, NJ 07747-2340
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2026Deed of Trust, Mortgage · Line of Credit
AFFINITY FEDERAL CREDIT UNION
Nov 5, 2025Deed of Trust, Mortgage · Line of Credit
AFFINITY FCU
Oct 14, 2020Deed of Trust, Mortgage
NJ LENDERS
Oct 7, 2019Deed of Trust, Mortgage · Conventional with PMI
NJ LENDERS
Feb 12, 2018Deed of Trust, Mortgage · Conventional with PMI
NJ LENDERS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 1993
Deed SaleApr 22, 1993
Deed Book / Page5242 / 459
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Recording DateApr 30, 2026
Property Address433 ATLANTIC AVE, MATAWAN, NJ 07747-2340
Document Number0000035473
Book / Page9791 / 2821
Instrument DateApr 22, 2026
Instrument202635473
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 ATLANTIC AVE, MATAWAN, NJ 07747-2340

Mortgage

Document Number0000035473,
DateApr 30, 2026
Book Page9791/2821
Instrument202635473
Lender
NameAFFINITY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 27, 2056
Interest
Rate4.99%
Max Rate-1%

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address433 ATLANTIC AVE, MATAWAN, NJ 07747-2340
Transaction TypeMortgage
Record UpdatedNov 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0097641968
DateNov 5, 2025
Book Page9764/1968
Instrument2025088333
Lender
NameAFFINITY FCU
TypeCredit Union
AddressBASKING RIDGE, NJ 07920
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 3, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address433 ATLANTIC AVE, MATAWAN, NJ 07747-2340
Document Number0000128132
Instrument DateOct 14, 2020
Transaction TypeMortgage
Record UpdatedNov 20, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 ATLANTIC AVE ABERDEEN NJ 077472340, ABERDEEN, NJ 07747-2340

Mortgage

Document Number0000128132
DateOct 30, 2020
Book Page009453/005885
Instrument128132
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
AmountAmount on Record
Term360 Months
DueOct 29, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address433 ATLANTIC AVE, MATAWAN, NJ 07747-2340
Document Number0000098432
Instrument DateOct 7, 2019
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanyTRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 ATIANTIC AVE ABERDEEN NJ 07747, ABERDEEN, NJ 07747

Mortgage

Document Number0000098432
DateOct 18, 2019
Book Page009374/008751
Instrument98432
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 17, 2049

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address433 ATLANTIC AVE, MATAWAN, NJ 07747-2340
Document Number0000020476
Instrument DateFeb 12, 2018
Transaction TypeMortgage
Record UpdatedApr 3, 2018
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 ATLANTIC AVE ABERDEEN NJ 077472340, ABERDEEN, NJ 07747-2340

Mortgage

Document Number0000020476
DateFeb 22, 2018
Book Page009275/003848
Instrument20476
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 433 Atlantic Ave was $5,734, up 2.9% from the year before.

Source: Monmouth County and Aberdeen Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionAberdeen Township
Unified School DistrictMatawan-Aberdeen Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$332,800 (+13.24%) Land $214,500 Building $118,300$332,800 (+13.24%) Land $214,500 Building $118,300
2025$5,734.00 (+2.91%)$293,900 Land $176,700 Building $117,200$293,900 Land $176,700 Building $117,200
2024$5,572.00
2023$251,600 Land $139,200 Building $112,400$251,600 Land $139,200 Building $112,400
2022$5,348.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 433 Atlantic Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Atlantic Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemABERDEEN- HIGH SCHOOL/OAKSHADE AREA
serves 2,123 people · EPA ID NJ1330003
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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