4389 FM 2265, Chico, TX 76431 Property Records

Wise County property record for 4389 FM 2265, Chico, TX 76431

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,708 sqft · built 2004
Lot Size	20.3 acres (884,486 sqft)
Owner	2 Individual Names on File
Last Sale	$264,700 (Jul 2018)
Tax Bill	$932 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`A0499.0009.05`

Property Details

APN / Parcel Number

Primary APN	`A0499.0009.05`
Alternative APNs	`000000776178` `R000045609` `776178`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,708 sqft Living Area
Gross Area	4,196 sqft
1st Floor Area	2,220 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Gable
Roof Material	Other
Lot Area	884,486 sqft
View / Lot	Rural
Garage Type	Carport
Garage Area	1,080 sqft
Carport	Carport
Carport Area	1,080 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	480 sqft
Deck Area	830 sqft
Patio Area	288 sqft
Storage Building	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R000045609
Street Address	4389 FM 2265
City	CHICO
State	TX
Zip	76431-3902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A-499 J LUCE 20.3050 ACRES
Legal Subdivision	A-499 J LUCE
Jurisdiction	WISE TX
Township / Civil Division	BRIDGEPORT
Census Block Group	1
Census Block	1028
Census Tract	150404

Owner

4389 FM 2265 is owned and occupied by two individuals who bought it in July 2018.

Source: Wise County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4389 FM 2265, CHICO, TX 76431-3902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Aug 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Mar 11, 2020	Deed of Trust, Mortgage NEW AMERICAN FNDG
Feb 8, 2019	Deed of Trust, Mortgage QUICKEN LNS
Jul 26, 2018	Warranty Deed, Transfer MOVEMENT MTG
May 7, 2018	Trustee's Deed, Foreclosure
Mar 7, 2017	Quit Claim Deed, Mortgage TEXAS FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2018 · Amount on File
Deed Sale	Jul 26, 2018 · Amount on File
Prior Sale	May 7, 2018 · Amount on File
Deed Document Number	20188810
Prior Transfer Date	May 4, 2018
Prior Transfer Doc	0000004988
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	4389 FM 2265, CHICO, TX 76431-3902
Transaction Type	Mortgage
Record Updated	Oct 10, 2023
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202117457
Date	Oct 26, 2021
Instrument	202117457

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	4389 FM 2265, CHICO, TX 76431-3902
Transaction Type	Mortgage
Record Updated	Oct 10, 2023
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202110242
Date	Jun 25, 2021
Instrument	202110242

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	4389 FM 2265, CHICO, TX 76431-3902
Transaction Type	Mortgage
Record Updated	Oct 10, 2023
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202213416
Date	Aug 17, 2022
Instrument	202213416

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2037

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	4389 FM 2265, CHICO, TX 76431-3902
Document Number	0000003509
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4389 FM 2265 CHICO TX 764313902, CHICO, TX 76431-3902

Mortgage

Document Number	0000003509
Date	Mar 20, 2020
Instrument	3509

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	4389 FM 2265, CHICO, TX 76431-3902
Document Number	0000001509
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4389 FM 2265 CHICO TX 764313902, CHICO, TX 76431-3902

Mortgage

Document Number	0000001509
Date	Feb 15, 2019
Instrument	1509

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WISE TX
Recording Date	Jul 26, 2018
Property Address	4389 FM 2265, CHICO, TX 76431-3902
Document Number	0000008810
Instrument Date	Jul 23, 2018
Instrument	8810
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	DFW TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4389 FM 2265 CHICO TX 764313902, CHICO, TX 76431-3902

Mortgage

Document Number	8811
Date	Jul 26, 2018
Instrument	8811

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2048

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WISE TX
Recording Date	May 7, 2018
Property Address	4389 FM 2265, CHICO, TX 76431-3902
Document Number	0000004988
Instrument	4988
Transaction Type	Foreclosure
Record Updated	Jun 7, 2018

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4389 FM 2265 CHICO TX 764313902, CHICO, TX 76431-3902

March 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WISE TX
Recording Date	Mar 7, 2017
Property Address	4389 FM 2265, CHICO, TX 76431-3902
Document Number	0000002536
Instrument Date	Feb 10, 2017
Instrument	2536
Transaction Type	Mortgage
Record Updated	Mar 16, 2017
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1301 S HIGHWAY 377 PILOT POINT TX 762589101, PILOT POINT, TX 76258-9101

Mortgage

Document Number	2537
Date	Mar 7, 2017
Instrument	2537

Lender

Name	TEXAS FNDG
Type	Funding / Finance Company
Address	HOUSTON, TX 77224

Agreement

Amount	Amount on Record
Term	24 Months
Due	Mar 6, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 4389 FM 2265 was $932 with exemptions applied, down 2.7% from the year before.

Source: Wise County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wise County
Unified School District	Chico Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$918,752 (+4.68%) Land $345,185 Building $573,567	$918,752 (+4.68%) Land $345,185 Building $573,567
2025	$932.00 (-2.71%) Homeowner's exemption Veteran's exemption	$877,695 Land $303,954 Building $573,741	$877,695 Land $303,954 Building $573,741
2024	$958.00
2023		$717,630	$880,499
2021	$34.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4389 FM 2265 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4389 FM 2265 is high, ranking above 86% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 82% of Texas
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHICO serves 1,596 people · EPA ID TX2490004
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AMA TechTel Communications Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on FM 2265

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures