3962 FM 2265, Chico, TX 76431 Property Records

Wise County property record for 3962 FM 2265, Chico, TX 76431

Property Summary

Property Type	Private Preserve, Open Space Vacant Land
Details	2,114 sqft · built 2006
Lot Size	28.3 acres (1,235,797 sqft)
Owner	Individual Name on File
Tax Bill	$1,705 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A0499.0007.03`

Property Details

APN / Parcel Number

Primary APN	`A0499.0007.03`
Alternative APNs	`000000783256` `R000324292` `783256`

Interior

Stories	1 Story
Building Area	2,114 sqft Gross Area
1st Floor Area	2,114 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Gable
Roof Material	Other
Lot Area	1,235,797 sqft
View / Lot	Rural
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Porch	Open Porch
Porch Area	366 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R000324292
Street Address	3962 FM 2265
City	CHICO
State	TX
Zip	76431-3903
Property Category	Vacant Land
Property Type	Vacant Land > Private Preserve, Open Space
Legal Description	A-499 J LUCE 28.3700 ACRES
Legal Subdivision	A-499 J LUCE
Jurisdiction	WISE TX
Township / Civil Division	BRIDGEPORT
Census Block Group	1
Census Block	1026
Census Tract	150404

Owner

3962 FM 2265, private preserve, open space vacant land, is owned and occupied by an individual who acquired it in February 2024.

Source: Wise County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3962 FM 2265, CHICO, TX 76431-3903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage FARM CREDIT MID AMERICA FLCA
Feb 13, 2024	Deed of Trust, Mortgage THERESE ERWIN
Feb 13, 2024	Intrafamily Transfer, Transfer · Seller Carry-Back THERESE ERWIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2024
Deed Sale	Feb 13, 2024
Prior Sale	Mar 14, 2011 · Amount on File
Deed Document Number	20241814
Prior Transfer Date	Jan 18, 2024
Prior Transfer Doc	0202401814
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	3962 FM 2265, CHICO, TX 76431-3903
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3962 FM 2265, CHICO, TX 76431-3903

Mortgage

Document Number	0202402414
Date	Feb 26, 2024
Instrument	202402414

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	LOUISVILLE, KY 40299

Agreement

Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	3962 FM 2265, CHICO, TX 76431-3903
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3962 FM 2265, CHICO, TX 76431-3903

Mortgage

Document Number	0202401813
Date	Feb 13, 2024
Instrument	202401813

Lender

Name	THERESE ERWIN
Type	Private Party
Address	3421 CHANNING LN, BEDFORD, TX 76021

Agreement

Amount	Amount on Record
Term	3 Months
Due	May 26, 2024

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WISE TX
Recording Date	Feb 13, 2024
Property Address	3962 FM 2265, CHICO, TX 76431-3903
Document Number	0202401814
Map Reference	VOL 1673 PG 19
Instrument Date	Jan 18, 2024
Instrument	202401814
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3421 CHANNING LN, BEDFORD, TX 76021-6509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3962 FM 2265, CHICO, TX 76431-3903

Mortgage

Document Number	0202401813
Date	Feb 13, 2024
Instrument	202401813

Lender

Name	THERESE ERWIN
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	3 Months
Due	May 26, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 3962 FM 2265 was $1,705, down 35.2% from the year before.

Source: Wise County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wise County
Unified School District	Chico Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,738 (+4.78%) Land $18,451 Building $311,287	$793,577 (+13.25%) Land $482,290 Building $311,287
2025	$1,705.00 (-35.2%)	$314,692 Land $15,750 Building $298,942	$700,744 Land $401,802 Building $298,942
2024	$2,631.00
2023		$716,039	$738,735
2021	$3,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3962 FM 2265 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3962 FM 2265 is high, ranking above 87% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 84% of Texas
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	200 / 100
Comcell Fixed Wireless	100 / 20
AMA TechTel Communications Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on FM 2265

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