43858 Spiaggia Pl, Indio, CA 92203 Property Records

Riverside County property record for 43858 Spiaggia Pl, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,803 sqft · built 2005
Lot Size	0.229 acres (10,018 sqft)
Owner	Company Name on File
Last Sale	$840,000 (Jul 2024)
Tax Bill	$14,297 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`696-200-086`

Property Details

APN / Parcel Number

Primary APN	`696-200-086`
Alternative APN	`601690086`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,803 sqft Living Area
Gross Area	3,535 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Material	Tile
Lot Area	10,018 sqft (0.229 acres)
Garage Type	Attached
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	696200086
Old Parcel Number	601690086
Street Address	43858 SPIAGGIA PL
City	INDIO
State	CA
Zip	92203-2942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A120
Legal Description	.23 ACRES M/L IN LOT 34 MB 391/035 TR 31601-4
Legal Tract	31601-4
Legal Lot Number	34
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1002
Census Tract	45222

Owner

Source: Riverside County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	700 PRICE DR, BURBANK, CA 91504-2349
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Nov 19, 2020	Grant Deed, Transfer · Conventional Mortgage EQUITY SMART HOME LOANS INC
Nov 19, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jul 10, 2024 · Amount on Record
Deed Sale	Jul 10, 2024 · Amount on Record
Prior Sale	Jul 10, 2024 · Amount on Record
Deed Document Number	0000204712
Last Transfer Date	Nov 25, 2024
Transfer Doc	0000362202
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43858 SPIAGGIA PL, INDIO, CA 92203-2942
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43858 SPIAGGIA PL, INDIO, CA 92203-2942

Mortgage

Document Number	0000181689
Date	Apr 18, 2022
Instrument	2022-0181689

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 19, 2020
Property Address	43858 SPIAGGIA PL, INDIO, CA 92203-2942
Document Number	0000581201
Map Reference	MB 391 PG 35-38
Instrument Date	Nov 12, 2020
Instrument	2020-0581201
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 E PALMER AVE # B, B, GLENDALE, CA 91205-3421

Mortgage

Document Number	0000581202
Date	Nov 19, 2020
Instrument	2020-0581202

Lender

Name	EQUITY SMART HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 19, 2020
Property Address	43858 SPIAGGIA PL, INDIO, CA 92203-2942
Document Number	0000581200
Instrument Date	Nov 2, 2020
Instrument	581200
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	708 E PALMER AVE #B GLENDALE CA 912053421, B, GLENDALE, CA 91205-3421

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,297.00 (+20.29%)	$840,000 (+33.45%) Land $250,000 Building $590,000
2023	$11,885.00 (+0.34%)	$629,442 Land $114,444 Building $514,998
2022	$11,845.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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