43820 Spiaggia Pl, Indio, CA 92203 Property Records

Riverside County property record for 43820 Spiaggia Pl, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,803 sqft · built 2005
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$10,090,909 (Jan 2022)
Tax Bill	$14,618 (2025)
Deeds & Mortgages	Jan 2022 Sale Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`696-200-087`

Property Details

APN / Parcel Number

Primary APN	`696-200-087`
Alternative APN	`601690087`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,803 sqft Living Area
Gross Area	3,710 sqft
1st Floor Area	2,803 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	601690087
Street Address	43820 SPIAGGIA PL
City	INDIO
State	CA
Zip	92203-2940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.19 ACRES M/L IN LOT 35 MB 391/035 TR 31601-4
Legal Subdivision	TRACT MAP NO 31601 4
Legal Tract	31601-4
Legal Lot Number	35
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1002
Census Tract	45222

Owner

43820 Spiaggia Pl is owned by an individual who acquired it in April 2024.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	11685 NEWBURY RD, LOS ALAMITOS, CA 90720-4212
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Grant Deed, Transfer LAWYERS TITLE COMPANY
Oct 8, 2021	Grant Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
Mar 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2022 · Amount on File
Deed Sale	Jan 28, 2022 · Amount on File
Prior Sale	Oct 8, 2021 · Amount on File
Deed Document Number	202246402
Last Transfer Date	Apr 29, 2024
Transfer Doc	0000212476
Record Updated	Sep 20, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 28, 2022
Property Address	43820 SPIAGGIA PL, INDIO, CA 92203-2940
Document Number	0000046402
Map Reference	MB 391 PG 35-38
Instrument Date	Dec 30, 2021
Instrument	2022-0046402
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12288 OLD HARBOR CT, SEAL BEACH, CA 90740-2777

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 8, 2021
Property Address	43820 SPIAGGIA PL, INDIO, CA 92203-2940
Document Number	0000599767
Map Reference	MB 391 PG 35-38
Instrument Date	Sep 2, 2021
Instrument	2021-0599767
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	24524 WINGFIELD RD, HIDDEN HILLS, CA 91302-1293

Mortgage

Document Number	0000599768
Date	Oct 8, 2021
Instrument	2021-0599768

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 19, 2021
Property Address	43820 SPIAGGIA PL, INDIO, CA 92203-2940
Document Number	0000176699
Map Reference	MB 391 PG 35-38
Instrument Date	Feb 11, 2021
Instrument	2021-0176699
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43820 SPIAGGIA PL, INDIO, CA 92203-2940

Mortgage

Document Number	0000176700
Date	Mar 19, 2021
Instrument	2021-0176700

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 43820 Spiaggia Pl was $14,618.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$856,799 (+2%) Land $214,201 Building $642,598
2025	$14,618.00	$840,000 Land $210,001 Building $629,999
2023	$16,790.00 (+19.96%)	$1,020,000 Land $91,800 Building $928,200
2022	$13,996.00
2021			$874,530

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 43820 Spiaggia Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 43820 Spiaggia Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Spiaggia Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures