43845 Shady Crk, Temecula, CA 92590 Property Records

Riverside County property record for 43845 Shady Crk, Temecula, CA 92590

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,104 sqft · built 2000
Lot Size	4.3 acres (187,308 sqft)
Owner	Company Name on File
Last Sale	$1,050,000 (Jun 2003)
Tax Bill	$20,579 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`939-070-012`

Property Details

APN / Parcel Number

Primary APN	`939-070-012`
Alternative APN	`939070011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,104 sqft Living Area
Gross Area	7,089 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Construction Type	Wood
Roof Material	Tile
Lot Area	187,308 sqft
Garage Type	Attached
Garage Area	1,318 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	939070011
Street Address	43845 SHADY CRK
City	TEMECULA
State	CA
Zip	92590-3397
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	4.30 ACRES M/L IN POR PAR 3 PM 193/054 PM 24479
Legal Subdivision	PARCEL MAP 6967
Legal Lot Number	3
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1035
Census Tract	51200

Owner

43845 Shady Crk is owned by a company that acquired it in March 2007.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Company Name on File
Mailing Address	43845 SHADY CRK, TEMECULA, CA 92590-3397
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Commercial Mortgage MASSIMO SPADAZZI
Jan 9, 2023	Grant Deed, Transfer · Commercial Mortgage FIDELITY LENDING SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2003 · Amount on File
Deed Sale	Jun 19, 2003 · Amount on File
Deed Document Number	2003449835
Last Transfer Date	Mar 7, 2007
Transfer Doc	0000313560
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43845 SHADY CRK, TEMECULA, CA 92590-3397
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43845 SHADY CRK, TEMECULA, CA 92590-3397

Mortgage

Document Number	0000029071
Date	Jan 29, 2026
Instrument	2026-0029071

Lender

Name	MASSIMO SPADAZZI
Type	Private Party
Address	44115 SUNSET TER, TEMECULA, CA 92590

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 9, 2023
Property Address	43845 SHADY CRK, TEMECULA, CA 92590-3397
Document Number	0000005806
Map Reference	MB 27 PG 88
Instrument Date	Jan 5, 2023
Instrument	2023-0005806
Transaction Type	Transfer
Record Updated	Jan 20, 2023
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43845 SHADY CRK, TEMECULA, CA 92590-3397

Mortgage

Document Number	0000005807
Date	Jan 9, 2023
Instrument	2023-0005807

Lender

Name	FIDELITY LENDING SOLUTIONS INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 4, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 43845 Shady Crk was $20,579.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Murrieta Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,591,812 (+2%) Land $530,604 Building $1,061,208
2025	$20,579.00	$1,560,600 Land $520,200 Building $1,040,400
2023	$19,491.00 (+1.92%) Homeowner's exemption	$1,461,678 Land $417,617 Building $1,044,061
2022	$19,124.00
2021			$1,824,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43845 Shady Crk in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	5 (1993–2007)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Nov 2007 · rainfall accumulation
Claims by Event	Severe Winter Storm, Mud & Land Slides, & Flooding, Jan 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43845 Shady Crk is high, ranking above 85% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: San Diego Broadband, Southern California Telephone, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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