St. Clair County property record for 4384 Irene Dr, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,065 sqft · built 2019 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $361,200 (Jun 2020) |
| Tax Bill | $5,917 (2025) |
| Deeds & Mortgages | Jan 2022 Second Mortgage Jun 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-586-0008-000 |
| Primary APN | 74-30-586-0008-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,065 sqft Living Area |
| 1st Floor Area | 2,065 sqft |
| Basement Area | 2,065 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 183 ft deep x 100 ft wide |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4384 IRENE DR |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-3591 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LOT 72 RIVER RIDGE ESTATES NO. 2 |
| Legal Subdivision | RIVER RIDGE ESTATES |
| Legal Lot Number | 72 |
| Legal Unit | 72 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 640100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4384 IRENE DR, SAINT CLAIR, MI 48079-3591 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU |
| Jun 2, 2020 | Warranty Deed, Transfer · Conventional with PMI HUNTINGTON NAT'L BK |
| May 28, 2020 | Deed of Trust, Mortgage · Conventional with PMI HUNTINGTON NAT'L BK |
| May 15, 2018 | Warranty Deed, Transfer LIBERTY TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2020 · Amount on Record |
| Deed Sale | Jun 2, 2020 · Amount on Record |
| Prior Sale | May 15, 2018 · Amount on Record |
| Deed Document Number | 202012519 |
| Deed Book / Page | 5194 / 491 |
| Last Transfer Date | Jun 20, 2025 |
| Transfer Doc | 0005827886 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4384 IRENE DR, SAINT CLAIR, MI 48079-3591 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4384 IRENE DR, SAINT CLAIR, MI 48079-3591 |
| Document Number | 0005475874 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 5475/874 |
| Instrument | 2022001236 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Dec 27, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 2, 2020 |
| Property Address | 4384 IRENE DR, SAINT CLAIR, MI 48079-3591 |
| Document Number | 0051940491 |
| Book / Page | 005194 / 000491 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,711.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 516 OREGON AVE MARYSVILLE MI 480402540, MARYSVILLE, MI 48040-2540 |
| Document Number | 51940154 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 005194/000154 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4384 IRENE DR, SAINT CLAIR, MI 48079-3591 |
| Document Number | 0051940154 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 516 OREGON AVE MARYSVILLE MI 480402540, MARYSVILLE, MI 48040-2540 |
| Document Number | 0051940154 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 005194/000154 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 15, 2018 |
| Property Address | 4384 IRENE DR, SAINT CLAIR, MI 48079-3591 |
| Document Number | 0049460129 |
| Book / Page | 004946 / 000129 |
| Instrument Date | May 3, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $722.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7751 LAKESHORE RD BURTCHVILLE MI 480591630, BURTCHVILLE, MI 48059-1630 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,600 (+3.84%) | $675,200 (+3.84%) | |
| 2025 | $5,917.00 (+5.12%) Homeowner's exemption | $325,100 (+27.09%) | |
| 2024 | $5,629.00 (+7.34%) | $650,200 (+27.09%) | |
| 2023 | $255,800 | ||
| 2022 | $5,244.00 | $511,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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