4383 Irene Dr, Saint Clair, MI 48079 Property Records

St. Clair County property record for 4383 Irene Dr, Saint Clair, MI 48079

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,318 sqft · built 2004
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Sep 2021)
Tax Bill$4,351 (2025)
Deeds & MortgagesJan 2026 Second Mortgage
Sep 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN74-30-586-0023-000

Property Details

APN / Parcel Number

Primary APN74-30-586-0023-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,318 sqft Living Area
1st Floor Area1,152 sqft
Basement Area1,152 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area18,295 sqft (0.42 acres)
Lot Dimensions183 ft deep x 100 ft wide
Garage Area868 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4383 IRENE DR
CitySAINT CLAIR
StateMI
Zip48079-3591
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionLOT 87 RIVER RIDGE ESTATES NO. 2
Legal SubdivisionRIVER RIDGE ESTATES
Legal Lot Number87
Legal Unit87
JurisdictionSAINT CLAIR MI
Township / Civil DivisionST. CLAIR
Census Block Group2
Census Block2012
Census Tract640100

Owner

4383 Irene Dr is owned and occupied by two individuals who bought it in September 2021.

Source: St. Clair County records, as of September 17, 2026

Owner of Record2 Individual Names on File
Mailing Address4383 IRENE DR, SAINT CLAIR, MI 48079-3591
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Sep 24, 2021Warranty Deed, Transfer
ATA NATIONAL TITLE
Sep 15, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP
Apr 3, 2017Warranty Deed, Transfer
CHIRCO TITLE AGENCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2021 · Amount on File
Deed SaleSep 24, 2021 · Amount on File
Prior SaleApr 3, 2017 · Amount on File
Deed Document Number202127173
Deed Book / Page5425 / 693
Prior Transfer DateAug 31, 2021
Prior Transfer Doc5421409
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address4383 IRENE DR, SAINT CLAIR, MI 48079-3591
Transaction TypeMortgage
Record UpdatedFeb 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4383 IRENE DR, SAINT CLAIR, MI 48079-3591

Mortgage

Document Number0005893323
DateJan 29, 2026
Book Page5893/323
Instrument2026001955
Lender
NameNAVY FCU
TypeCredit Union
Address820 FOLLIN LN SE, VIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term121 Months
DueFeb 1, 2036

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateSep 24, 2021
Property Address4383 IRENE DR, SAINT CLAIR, MI 48079-3591
Document Number5425693
Book / Page5425 / 693
Map ReferenceLB 100 PG 9
Instrument DateAug 31, 2021
Instrument2021027173
Transaction TypeTransfer
Record UpdatedOct 11, 2021
Title CompanyATA NATIONAL TITLE

Transaction

AmountAmount on Record
Tax$3,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4383 IRENE DR, 4383, SAINT CLAIR, MI 48079-3591

Transferred To (Grantee/Buyer)

NameVerified Name
Address8870 STONE RD, SAINT CLAIR, MI 48079

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAINT CLAIR MI
Recording DateSep 15, 2021
Property Address4383 IRENE DR, SAINT CLAIR, MI 48079-3591
Document Number5421409
Book / Page5421 / 409
Map ReferenceLB 100 PG 9
Instrument DateAug 31, 2021
Instrument2021026396
Transaction TypeTransfer
Record UpdatedOct 1, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4383 IRENE DR, SAINT CLAIR, MI 48079-3591

Mortgage

Document Number2021026397
DateSep 15, 2021
Instrument2021026397
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateApr 3, 2017
Property Address4383 IRENE DR, SAINT CLAIR, MI 48079-3591
Document Number004814/830
Book / Page4814 / 830
Instrument DateMar 15, 2017
Instrument2017008024
Transaction TypeTransfer
Record UpdatedFeb 11, 2022
Title CompanyCHIRCO TITLE AGENCY

Transaction

AmountAmount on Record
Tax$2,408.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15069 ARDLEY HALL CT, 15069, SHELBY TOWNSHIP, MI 48315-4963

Transferred To (Grantee/Buyer)

NameVerified Name
Address4383 IRENE DR, SAINT CLAIR, MI 48079-3591

Tax Assessment & Valuation

The 2025 property tax bill for 4383 Irene Dr was $4,351 with a homeowner's exemption, up 5.8% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionSt. Clair Township
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$224,500 (+2.79%)$449,000
2025$4,351.00 (+5.81%) Homeowner's exemption$218,400
2024$4,112.00$436,800
2023$172,300
2022$3,815.00$344,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4383 Irene Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4383 Irene Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ST. CLAIR
serves 5,464 people · EPA ID MI0006270
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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