Kenton County property record for 4382 Siffel Ct, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 936 sqft · built 1997 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Nov 1996) |
| Tax Bill | $1,735 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-10-01-109.00 |
| Primary APN | 045-10-01-109.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 936 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4382 SIFFEL CT |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOWLER RIDGE SEC 4 LOT 109 |
| Legal Subdivision | FOWLER RIDGE |
| Legal Phase | 4 |
| Legal Lot Number | 109 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 66801 |
4382 Siffel Ct is owned and occupied by an individual who acquired it in February 2020.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4382 SIFFEL CT, COVINGTON, KY 41017-9202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Feb 14, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 1996 · Amount on File |
| Deed Sale | Nov 14, 1996 · Amount on File |
| Last Transfer Date | Feb 6, 2020 |
| Transfer Doc | 0005900171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 21, 2026 |
| Property Address | 4382 SIFFEL CT, COVINGTON, KY 41017-9202 |
| Document Number | 0000021450 |
| Book / Page | 500 / 313 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202692121450 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4382 SIFFEL CT, COVINGTON, KY 41017-9202 |
| Document Number | 0000021450, |
|---|---|
| Date | Sep 21, 2026 |
| Book Page | 500/313 |
| Instrument | 202692121450 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 14, 2020 |
| Property Address | 4382 SIFFEL CT, COVINGTON, KY 41017-9202 |
| Document Number | 0000000171 |
| Book / Page | 000007 / 000345 |
| Instrument Date | Feb 6, 2020 |
| Instrument | 171 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4382 SIFFEL CT COVINGTON KY 410179202, COVINGTON, KY 41017-9202 |
The 2025 property tax bill for 4382 Siffel Ct was $1,735 with a disabled person's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $234,200 (+4.46%) Land $35,000 Building $199,200 | $234,200 (+4.46%) Land $35,000 Building $199,200 | |
| 2025 | $1,735.00 Disabled Person's exemption | $224,200 Land $15,000 Building $209,200 | $224,200 Land $15,000 Building $209,200 |
| 2023 | $2,389.00 | $224,200 Land $15,000 Building $209,200 | $224,200 Land $15,000 Building $209,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4382 Siffel Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4382 Siffel Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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