Kenton County property record for 4378 Siffel Ct, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,236 sqft · built 1996 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Nov 2022) |
| Tax Bill | $2,328 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-10-01-110.00 |
| Primary APN | 045-10-01-110.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,236 sqft Finished Area |
| Gross Area | 1,473 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4378 SIFFEL CT |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOWLER RIDGE SEC 4 LOT 110 |
| Legal Subdivision | FOWLER RIDGE |
| Legal Phase | 4 |
| Legal Lot Number | 110 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 66801 |
Source: Kenton County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2072 GRIBBLE DR, COVINGTON, KY 41017-9754 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Nov 12, 2021 | Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2022 · Amount on Record |
| Deed Sale | Nov 16, 2022 · Amount on Record |
| Prior Sale | Nov 12, 2021 · Amount on Record |
| Deed Document Number | 2022212 |
| Deed Book / Page | 200 / 634 |
| Prior Transfer Date | Jan 23, 2004 |
| Prior Transfer Doc | 0I12350030 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 24, 2026 |
| Property Address | 4378 SIFFEL CT, COVINGTON, KY 41017-9202 |
| Document Number | 0000016044 |
| Book / Page | 465 / 749 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 202616044 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2072 GRIBBLE DR, COVINGTON, KY 41017-9754 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 16, 2022 |
| Property Address | 4378 SIFFEL CT, COVINGTON, KY 41017-9202 |
| Document Number | 0005900212 |
| Book / Page | 200 / 634 |
| Map Reference | PL A-183 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 22111605900212 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Title Company | PROMINENT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4378 SIFFEL CT, 4378, COVINGTON, KY 41017-9202 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2072 GRIBBLE DR, COVINGTON, KY 41017-9754 |
| Document Number | 0005900109 |
|---|---|
| Date | Nov 17, 2022 |
| Book Page | 422/152 |
| Instrument | 22111705900109 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Dec 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 0.68% |
| Index | 1-Year T-Bill |
| Max Rate | 10.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 12, 2021 |
| Property Address | 4378 SIFFEL CT, COVINGTON, KY 41017-9202 |
| Document Number | 0005900094 |
| Book / Page | 130 / 666 |
| Map Reference | PL A-183 |
| Instrument Date | Nov 3, 2021 |
| Instrument | 21111205900094 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1082 WALD CT, 1082, PARK HILLS, KY 41011-1533 |
| Name | Verified Name |
|---|---|
| Address | 4378 SIFFEL CT, COVINGTON, KY 41017-9202 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,328.00 (-7.07%) | $235,000 (-) Land $15,000 Building $220,000 | $235,000 (-) Land $15,000 Building $220,000 |
| 2023 | $2,505.00 | $235,000 Land $15,000 Building $220,000 | $235,000 Land $15,000 Building $220,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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