Hernando County property record for 4382 1st Isle Dr, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,354 sqft · built 1982 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $620,000 (Aug 2023) |
| Tax Bill | $1,600 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Aug 2023 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | R12-223-16-2310-0820-0030 |
| Primary APN | R12-223-16-2310-0820-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,354 sqft Living Area |
| 1st Floor Area | 1,354 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 288 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 420 sqft |
| Patio Area | 180 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00162512 |
|---|---|
| Street Address | 4382 1ST ISLE DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 7 BLK 82 LOT 3 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | HERNANDO BEACH UNIT 7 |
| Legal Block | 82 |
| Legal Lot Number | 3 |
| Legal Unit | 7 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 41501 |
4382 1st Isle Dr is owned and occupied by an individual who acquired it in April 2024.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4382 1ST ISLE DR, HERNANDO BEACH, FL 34607-3115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 11, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2023 · Amount on File |
| Deed Sale | Aug 11, 2023 · Amount on File |
| Prior Sale | Aug 11, 2023 · Amount on File |
| Deed Document Number | 0043311275 |
| Deed Book / Page | 4331 / 1275 |
| Last Transfer Date | Apr 24, 2024 |
| Transfer Doc | 0044121383 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 24, 2024 |
| Property Address | 4382 1ST ISLE DR, HERNANDO BEACH, FL 34607-3115 |
| Document Number | 0044121383 |
| Book / Page | 4412 / 1383 |
| Map Reference | MB 7 PG 45 |
| Instrument Date | Apr 1, 2024 |
| Instrument | 2024022415 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1298 GLOWOOD AVE, SPRING HILL, FL 34609-5767 |
| Name | Verified Name |
|---|---|
| Address | 4231 LIRON AVE APT 202, 202, FORT MYERS, FL 33916-7862 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 11, 2023 |
| Property Address | 4382 1ST ISLE DR, HERNANDO BEACH, FL 34607-3115 |
| Document Number | 0043311275 |
| Book / Page | 4331 / 1275 |
| Map Reference | MB 7 PG 45 |
| Instrument Date | Aug 3, 2023 |
| Instrument | 2023051201 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $4,340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3062 SW 41ST LN, OCALA, FL 34474-5860 |
| Name | Verified Name |
|---|---|
| Address | 1298 GLOWOOD AVE, SPRING HILL, FL 34609-5767 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 18, 2022 |
| Property Address | 4382 1ST ISLE DR, HERNANDO BEACH, FL 34607-3115 |
| Document Number | 0041561792 |
| Book / Page | 4156 / 1792 |
| Map Reference | MB 7 PG 45 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 2022028942 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11454 SMITH DAIRY RD, BROOKSVILLE, FL 34601-4578 |
| Name | Verified Name |
|---|---|
| Address | 4382 1ST ISLE DR, HERNANDO BEACH, FL 34607-3115 |
| Document Number | 0041561793 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 4156/1793 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 4382 1st Isle Dr was $1,600 with an additional exemption.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,600.00 Additional exemption filed | $156,533 | $391,136 Land $157,500 Building $233,636 |
| 2023 | $374,854 (+20.65%) Land $158,210 Building $216,644 | ||
| 2022 | $5,692.00 | $310,695 Land $111,960 Building $198,735 | $374,854 Land $135,600 Building $239,254 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4382 1st Isle Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 412 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1,071 (1979–2024) |
| Claims Outside the SFHA | 6 of 1,071 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4382 1st Isle Dr is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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