Hernando County property record for 4375 1st Isle Dr, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,296 sqft · built 1968 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Aug 2018) |
| Tax Bill | $3,773 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | R12-223-16-2310-0820-0140 |
| Primary APN | R12-223-16-2310-0820-0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Upper Floors Area | 400 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 420 sqft |
| Pool Area | 128 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 704 sqft |
| Deck Area | 48 sqft |
| Patio Area | 268 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00162610 |
|---|---|
| Street Address | 4375 1ST ISLE DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 7 BLK 82 LOT 14 ORB 366 PG 603 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | HERNANDO BEACH UNIT 7 |
| Legal Block | 82 |
| Legal Lot Number | 14 |
| Legal Unit | 7 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 41501 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 23434 HIGHWAY 550, MONTROSE, CO 81403-8731 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Aug 1, 2018 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2018 · Amount on Record |
| Deed Sale | Aug 1, 2018 · Amount on Record |
| Prior Sale | Jul 19, 2013 · Amount on Record |
| Deed Document Number | 2018046712 |
| Deed Book / Page | 3609 / 1163 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4375 1ST ISLE DR, HERNANDO BEACH, FL 34607-3116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 23434 HIGHWAY 550, MONTROSE, CO 81403-8731 |
| Document Number | 0039401246 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 3940/1246 |
| Instrument | 2021003675 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 1, 2018 |
| Property Address | 4375 1ST ISLE DR, HERNANDO BEACH, FL 34607-3116 |
| Document Number | 0036091163 |
| Book / Page | 3609 / 1163 |
| Map Reference | MB7 PH65 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 2018046712 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | AMERICAS TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5824 LAKE LE CLARE RD, 5824, LUTZ, FL 33558 |
| Name | Verified Name |
|---|---|
| Address | 23434 HIGHWAY 550, MONTROSE, CO 81403-8731 |
| Document Number | 2018046713 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | 2018046713 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,773.00 (+7.43%) | $246,279 (+21%) | $287,398 (+6.45%) Land $154,180 Building $133,218 |
| 2023 | $203,536 Land $78,446 Building $125,090 | ||
| 2022 | $3,512.00 | $269,982 Land $132,594 Building $137,388 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 412 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1,071 (1979–2024) |
| Claims Outside the SFHA | 6 of 1,071 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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