4370 Craigdarragh Ave, Spring Hill, FL 34606 Property Records

Hernando County property record for 4370 Craigdarragh Ave, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,494 sqft · built 1989
Lot Size	0.199 acres (8,652 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Jun 2026)
Tax Bill	$1,572 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R10-223-17-1423-0012-0060`

Property Details

APN / Parcel Number

Primary APN	`R10-223-17-1423-0012-0060`
Alternative APNs	`00847551` `847551`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,494 sqft Living Area
Gross Area	2,248 sqft
1st Floor Area	1,494 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1991
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	8,652 sqft (0.199 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	312 sqft
Porch	Open Porch
Porch Area	884 sqft
Deck Area	48 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00847551
Street Address	4370 CRAIGDARRAGH AVE
City	SPRING HILL
State	FL
Zip	34606-6924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERKELEY MANOR BLK 12 LOT 6 AND THAT PART OF LOT 7 DES IN OR 747 PG 1847
Legal Range	17E
Legal Township	23S
Legal Section	10
Legal Subdivision	BERKELEY MANOR
Legal Block	12
Legal Lot Number	6,7
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1003
Census Tract	41203

Owner

Source: Hernando County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4370 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · FHA Mortgage AM MORTGAGE INC
Jul 22, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Jul 22, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Jun 24, 2011 · Amount on Record
Deed Document Number	202642408
Deed Book / Page	4725 / 1994
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 22, 2026
Property Address	4370 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6924
Document Number	0000042408
Book / Page	4725 / 1994
Instrument Date	Jun 18, 2026
Instrument	202642408
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	CHELSEA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$233,310.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4370 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6924
Investor	Possibly a Property Investor

Mortgage

Document Number	0000042409,
Date	Jun 22, 2026
Instrument	202642409

Lender

Name	AM MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4370 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6924
Document Number	0037340623
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4370 CRAIGDARRAGH AVE SPRING HILL FL 346066924, SPRING HILL, FL 34606-6924

Mortgage

Document Number	0037340623
Date	Jul 31, 2019
Book Page	003734/000623
Instrument	47652

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	5.52%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4370 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6924
Document Number	0037340639
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4370 CRAIGDARRAGH AVE SPRING HILL FL 346066924, SPRING HILL, FL 34606-6924

Mortgage

Document Number	0037340639
Date	Jul 31, 2019
Book Page	003734/000639
Instrument	47653

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	5.52%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,572.00 (+1%) Homeowner's exemption	$96,822 (+5.99%)	$223,824 (-2.43%) Land $34,608 Building $189,216
2023		$91,352 (+3%) Land $91,352
2022	$786.00 Homeowner's exemption	$88,691	$229,410 Land $34,608 Building $194,802

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Tillman Fiber, Verizon.

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