4381 Austin Pass Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4381 Austin Pass Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,554 sqft · built 2005
Lot Size	0.769 acres (33,541 sqft)
Owner	2 Company Names on Record
Last Sale	$651,000 (Apr 2020)
Tax Bill	$8,240 (2025)
Deeds & Mortgages	Dec 2023 Transfer Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T043000033`

Property Details

APN / Parcel Number

Primary APN	`T043000033`
Alternative APN	`3-0060-9266-00-0054.0000000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,554 sqft Living Area
1st Floor Area	2,554 sqft
Basement Area	2,542 sqft
Finished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	2 Story

Exterior

Year Built	Built 2005
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	33,541 sqft (0.769 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	100 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T043000033
Old Parcel Number	T043000033
Street Address	4381 AUSTIN PASS DR
City	SAINT CHARLES
State	MO
Zip	63304-0328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANORS AT AUSTIN RIDGE ADDN #3 LOT 54
Legal Range	04E
Legal Township	46N
Legal Section	00
Legal Subdivision	MANORS AT AUSTIN RIDGE ADDN #3
Legal Lot Number	54
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2014
Census Tract	311103

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	4381 AUSTIN PASS DR, SAINT CHARLES, MO 63304-0328
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Intrafamily Transfer, Transfer
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 6, 2020	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 6, 2020 · Amount on Record
Deed Sale	Apr 6, 2020 · Amount on Record
Prior Sale	Apr 6, 2020
Deed Document Number	0072631514
Deed Book / Page	007263 / 001514
Last Transfer Date	Dec 29, 2023
Transfer Doc	0000052679
Record Updated	Jun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Dec 29, 2023
Property Address	4381 AUSTIN PASS DR, SAINT CHARLES, MO 63304-0328
Document Number	0000052679
Map Reference	MB 39 PG 366
Instrument Date	Dec 28, 2023
Instrument	2023R-052679
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4381 AUSTIN PASS DR, SAINT CHARLES, MO 63304-0328

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4381 AUSTIN PASS DR, SAINT CHARLES, MO 63304-0328

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4381 AUSTIN PASS DR, SAINT CHARLES, MO 63304-0328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073691580
Date	Aug 12, 2020
Book Page	7369/1580
Instrument	20200812000576870

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 6, 2020
Property Address	4381 AUSTIN PASS DR, SAINT CHARLES, MO 63304-0328
Document Number	0072631514
Book / Page	007263 / 001514
Instrument Date	Apr 2, 2020
Instrument	209580
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4381 AUSTIN PASS DR ST CHARLES MO 633040328, ST CHARLES, MO 63304-0328

Mortgage

Document Number	72631516
Date	Apr 6, 2020
Book Page	007263/001516
Instrument	209590

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,240.00	$139,399 (+3.61%)	$733,678 (+3.61%) Land $165,000 Building $568,678
2023		$134,541
2022			$708,113 Land $165,000 Building $543,113

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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