4361 Austin Pass Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4361 Austin Pass Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 4,674 sqft · built 2006
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Aug 2022)
Tax Bill	$9,329 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Apr 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T033000057`

Property Details

APN / Parcel Number

Primary APN	`T033000057`
Alternative APN	`3-0060-9069-00-0058.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,674 sqft Living Area
Gross Area	6,067 sqft
1st Floor Area	2,674 sqft
Basement Area	2,667 sqft
Finished Basement	2,000 sqft
Unfinished Basement	667 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	99 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T033000057
Street Address	4361 AUSTIN PASS DR
City	SAINT CHARLES
State	MO
Zip	63304-0328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANORS AT AUSTIN RIDGE ADDN #2 LOT 58
Legal Subdivision	MANORS AT AUSTIN RIDGE ADDN #2
Legal Lot Number	58
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2014
Census Tract	311103

Owner

4361 Austin Pass Dr is owned and occupied by two individuals who bought it in August 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4361 AUSTIN PASS DR, SAINT CHARLES, MO 63304-0328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE BANK
Apr 4, 2023	Warranty Deed, Subdivision Related Transfer CONTINENTAL, CONTINENTAL TITLE COMPANY
Aug 11, 2022	Warranty Deed, Transfer · Line of Credit LUMINATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2022 · Amount on File
Deed Sale	Aug 11, 2022 · Amount on File
Prior Sale	Sep 9, 2011 · Amount on File
Deed Document Number	202244680
Prior Transfer Date	Dec 20, 2012
Prior Transfer Doc	0000104240
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4361 AUSTIN PASS DR, SAINT CHARLES, MO 63304-0328
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4361 AUSTIN PASS DR, SAINT CHARLES, MO 63304-0328

Mortgage

Document Number	0000065405
Date	Dec 12, 2022
Instrument	2022R-065405

Lender

Name	LUMINATE BANK
Type	Bank
Address	WICHITA, KS 67207

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jan 1, 2026
Change Frequency	6 Months
Min Rate At Change	4.87%
Max Rate At Change	10.8%
Index	Other
Max Rate	10.8%

April 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 4, 2023
Property Address	4361 AUSTIN PASS DR, SAINT CHARLES, MO 63304-0328
Document Number	0000012468
Map Reference	DOC 2023R-004814
Instrument Date	Apr 3, 2023
Instrument	2023R-012468
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 17, 2024
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3333 RUE ROYALE ST STE 3, 3, SAINT CHARLES, MO 63301-8237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4361 AUSTIN PASS DR, SAINT CHARLES, MO 63304-0328

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 11, 2022
Property Address	4361 AUSTIN PASS DR, SAINT CHARLES, MO 63304-0328
Document Number	0000044680
Map Reference	MB 39 PG 74
Instrument Date	Aug 9, 2022
Instrument	2022R-044680
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	ALLIANCE TITLE GROUP INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11108 CICERO DR, ALPHARETTA, GA 30022-1564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 CROSS TIMBERS CT, SAINT CHARLES, MO 63304-0418

Mortgage

Document Number	0000044681
Date	Aug 11, 2022
Instrument	2022R-044681

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4361 Austin Pass Dr was $9,329.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,872 (-)	$830,907 (-) Land $165,000 Building $665,907
2025	$9,329.00	$157,872	$830,907 Land $165,000 Building $665,907
2023		$150,088
2022			$789,939 Land $165,000 Building $624,939

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4361 Austin Pass Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4361 Austin Pass Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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